AAMS case studies
AAMS · Put your knowledge to work in context.
AAMS® - the Accredited Asset Management Specialist℠ designation - is one of the professional certifications listed by the College for Financial Planning®, a Kaplan Company, alongside designations such as the APMA®, AWMA®, CRPC®, CRPS®, and FPQP®. It is aimed at financial professionals whose work centers on building, allocating, and monitoring client investment portfolios, rather than at entry-level paraplanners or narrow retirement-plan specialists. The AAMS case studies are 5 cases and about 4,907 words.
1The 90/10 Request: Capacity vs. Willingness in a Two-Spouse Household
David (58) and Priya (56) hold 2.4 million: 1.5 million in a joint taxable account, 750,000 in David's 401(k), and 150,000 in Roth IRAs. David earns 310,000; Priya stopped working last year.
775 words, about 4 min2A 61% Position, a $180,000 Basis, and Four Years to Retirement
Marcus, 61, is a divisional vice president at a mid-cap industrial company. Net worth is 2.6 million: 1.15 million of company stock in a taxable account with a 180,000 cost basis, 400,000 in the 401(k), 350,000 in a diversified taxable portfolio, and 700,000 of home equity.
974 words, about 5 min3The Municipal Bond Tom Wants to Move into the IRA
Eleanor and Tom, both 58, file jointly. Investable assets are 1.1 million: 500,000 joint taxable, 400,000 in Tom's rollover IRA, and 200,000 in Eleanor's Roth IRA.
910 words, about 5 min4Ken and Barb: Two Claiming Decisions, One Survivor Benefit
Ken, 68, and Barb, 64, are married. Ken has not claimed Social Security; his primary insurance amount at his full retirement age of 67 is 2,900 a month.
1,060 words, about 5 min5Ruth, Kevin, and the Nine-Year Surrender Schedule
Ruth, 84, is a widow with 3.4 million: 2.1 million in a brokerage account, 900,000 in an IRA, and a 400,000 home. Her husband died 18 months ago.
1,188 words, about 6 min