CII I10 study guide
CII I10 · Work through your exam, one topic at a time.
The CII Insurance Law and Practice (I10) is a Chartered Insurance Institute qualification unit in the Institute's learning programme. The CII describes itself as "a professional body dedicated to building public trust in the insurance and financial planning profession", and I10 sits within its qualifications and training offering for people building technical insurance knowledge. It is typically taken by candidates working in insurance who need a working command of the legal principles and market practice underpinning policy wording, claims handling and regulation - for example brokers, underwriters, claims staff and those progressing towards advanced CII awards. The exam assesses law and practice as one integrated subject rather than as separate papers. However, the CII page for I10 could not be retrieved at the time of writing: the requested address returned a "Page not found" message, so the current syllabus, study materials, assessment format and administrative arrangements could not be confirmed from the official source. Candidates should verify the current syllabus, entry requirements and assessment method directly with the CII before planning study. Topics on this exam: Insurance law and practice. The CII I10 study guide has 1 section and about 475 words.
01Insurance Law and Practice
The Insurance Law and Practice domain tests the legal framework that turns an insurance bargain into enforceable rights and defences. I10-style questions are usually scenario-based: identify the legal issue, apply the correct rule, and state the remedy. An insurance contract needs offer, acceptance, consideration (premium and promise to pay claims), intention to create legal relations and capacity. A cover note can be a temporary contract.
475 words, about 2 minMore study resources for CII I10
- Practice questionsUnder the principle of indemnity, what is the fundamental purpose of a domestic household contents policy when a covered loss occurs?
- FlashcardsUtmost good faith. A mutual duty of the insurer and insured to deal openly and fairly.
- Cheat sheetUtmost good faith (uberrimae fidei) is a mutual duty owed by insurer and insured; the insured's side is now largely codified by the Consumer Insurance (Disclosure and Representations) Act 2012 for consumers and the Insurance Act 2015 for non-consumer risks.
- Key termsUtmost good faith. The duty on both insured and insurer to deal openly and honestly with each other and to disclose all facts that would influence the other's decision to accept or price the risk.
- Study planMap the I10 syllabus structure against the core areas of insurance law and practice, listing the main statutory and regulatory sources you must be able to name.
- Common mistakesCandidates rely on general commercial intuition and media impressions of insurance rather than the precise contractual and statutory language; I10 rewards the legally correct outcome even where it seems harsh to a layperson.
- Exam-day guideCII I10 (Insurance Law) is delivered through CII's own assessment arrangements, and the exact format (multiple-choice versus written response), duration and whether it is taken at a test centre or by remote proctoring can differ by sitting and by the route you registered through.