CII I10 study plan
CII I10 · Give each week a clear focus.
8 weeks · About 6 hours per week
Insurance law and practice
Map the I10 syllabus structure against the core areas of insurance law and practice, listing the main statutory and regulatory sources you must be able to name
Define the key legal concepts of offer, acceptance, consideration and insurable interest, and explain in your own words how each applies to a contract of insurance
Distinguish the roles of the parties in an insurance contract (insurer, insured, broker, agent) and describe the legal duties each owes
Build a personal glossary of at least 40 technical terms with one-line definitions
Your checkpoint
A one-page concept map linking the legal foundations of an insurance contract, plus a glossary of 40+ terms
Insurance law and practice
Explain the principles of utmost good faith and the duty of fair presentation of risk, and identify what must be disclosed before cover is bound
Compare non-disclosure, misrepresentation and fraud, and state the remedies available to an insurer in each case
Summarise the main consumer-protection and conduct rules that govern how policies are sold and administered
Answer five short scenario questions on disclosure and apply the correct remedy to each
Your checkpoint
A written summary of disclosure and misrepresentation rules with five worked scenario answers
Insurance law and practice
Describe the legal principles of indemnity, subrogation and contribution and explain when each applies
Explain proximate cause and how it is used to decide whether a loss is covered
Distinguish average, excess and sum-insured clauses and calculate a settlement under each
Work through three loss-settlement calculations showing every step
Your checkpoint
A worked calculation sheet covering three settlement scenarios (indemnity, average, excess)
Insurance law and practice
Outline the main statutes and regulators that shape insurance practice, and state the purpose of each
Explain the role of the Financial Ombudsman Service and the complaints-handling process an insurer must follow
Describe the regulatory requirements for treating customers fairly and for managing conflicts of interest
Draft a short note on how a complaint would progress from first contact to final decision
Your checkpoint
A two-page regulatory and complaints-process reference note
Insurance law and practice
Explain the legal effect of policy wording, conditions, warranties and exclusions on a claim
Distinguish conditions precedent, conditions subsequent and warranties, and state the consequence of breaching each
Identify the main types of policy (property, liability, motor, life, health) and the legal issues specific to each
Analyse three sample exclusion clauses and state whether a claim would be paid
Your checkpoint
A clause-analysis table for three exclusions with a reasoned pay/decline decision for each
Insurance law and practice
Describe the claims-handling process from notification to settlement, including the insurer's legal duties
Explain the rules on fraudulent claims and the remedies available to the insurer
Summarise the law on third-party rights against an insurer and the position of an insolvent insured
Write a structured answer to a past-paper style claims scenario under timed conditions
Your checkpoint
One timed 25-mark scenario answer on claims and fraud, self-marked against the syllabus
Insurance law and practice
Consolidate weak areas identified in weeks 1 to 6 by re-reading notes and re-attempting missed questions
Practise 30 multiple-choice questions under exam timing and record your score by topic
Rehearse the structure of a long-form answer: issue, rule, application, conclusion
Produce a one-page revision sheet of the ten facts you most often get wrong
Your checkpoint
A scored 30-question practice set with a topic-by-topic error log
Insurance law and practice
Complete two full mock papers under timed conditions and mark them against the syllabus
Review every incorrect answer and write the correct rule in your own words
Recite the key statutes, principles and remedies from memory without notes
Finalise a single-page pre-exam checklist covering the highest-weight topics
Your checkpoint
Two completed mock papers with marked scores and a final one-page pre-exam checklist
Milestones
Week 2: Can explain utmost good faith, fair presentation and the remedies for non-disclosure without notes, and score at least 70% on a self-set 15-question quiz
Week 4: Can name the main statutes and regulators, describe the complaints route, and complete the settlement calculations accurately
Week 6: Can analyse a claims scenario and reach a reasoned pay/decline decision within the time limit
Week 8: Score at least 75% on both timed mock papers and have an error log with every wrong answer corrected