CISR Commercial Casualty II study plan

Map the Workers' Compensation and Employers' Liability coverage trigger and explain how exclusive remedy interacts with Part Two liability in your own written summary

Distinguish Part One (statutory benefits) from Part Two (employers' liability) by matching ten short fact patterns to the correct part

Define the three employer/employee status tests (common law, relative nature of the work, statutory) and apply each to a scenario

Identify who qualifies as an employee versus an independent contractor under typical state definitions and note where the policy uses the term 'employee'

Break down how premium is developed: payroll classification, rate per $100 of remuneration, experience modification, and audit exposure

Explain the role of Part Three (Other States) and how it responds to claims arising in states not listed in Item 3.A

Describe the employer's duty to provide medical treatment and how the policy handles medical cost containment

Trace the claims process from first report of injury through return-to-work considerations

Analyze the key exclusions in Parts One and Two and explain the rationale behind each

Compare federal statutory schemes (FELA, Jones Act, Longshore and Harbor Workers') and how the policy treats them

Explain how the policy responds to third-party-over actions and dual-capacity claims

Describe the interaction between WC coverage and other insurance, including the role of endorsements

Complete a timed 25-question set on Domain 1 and record your score and error types

Review every missed Domain 1 item and write the corrected rule in your own words

Define the business auto symbols (1 through 9) and state exactly what each covers

Explain the difference between 'any auto' and 'owned autos only' using a concrete fleet example

Distinguish covered autos, hired autos, and non-owned autos and match each to the correct symbol

Explain the liability coverage trigger (accident, resulting from ownership, maintenance, or use) and apply it to five scenarios

Describe who is an insured under the business auto form, including permissive users and their limits

Explain how physical damage coverage (comprehensive, collision, specified causes) differs from liability

Analyze the business auto exclusions and state the effect of each on a sample claim

Explain garagekeepers, motor carrier, and trucker coverage extensions and when each is needed

Describe the interaction of business auto with workers' compensation when an employee is injured in a covered auto

Explain uninsured/underinsured motorist coverage and how it fits with the liability section

Distinguish commercial umbrella from excess liability by their coverage triggers and drop-down features

Explain self-insured retention, underlying limits schedules, and how the umbrella responds when an underlying policy is exhausted or absent

Describe the maintenance of underlying insurance condition and the consequences of failing to keep it in force

Analyze key umbrella exclusions and how they differ from the underlying policies

Complete a full-length timed practice exam and score each domain separately

Identify your two weakest sub-topics and write a one-page remediation summary for each

Review all flagged and missed items across all three domains and confirm each corrected rule

Build a final one-page formula and definitions sheet for exam-day reference