HI Claims Adjuster case studies
HI Claims Adjuster · Put your knowledge to work in context.
The Hawaii Claims Adjuster license is issued through the Hawaii Department of Commerce and Consumer Affairs (DCCA) Insurance Division, the state agency that regulates insurers and insurance professionals in Hawai'i. A license is generally required before a person may investigate, negotiate, or settle claims on behalf of an insurer for losses in the state, and candidates ordinarily must pass a licensing examination as part of the application. The HI Claims Adjuster case studies are 5 cases and about 3,435 words.
1The Bulging Disc and the No-Fault Threshold
A rear-end collision on Nimitz Highway: our insured struck a stopped vehicle at roughly 25 mph. The claimant's own PIP carrier has paid 4,400 in chiropractic treatment and 1,800 in wage loss; neither the 10,000 PIP limit nor the policy's monthly wage-loss cap of 1,200 is exhausted.
745 words, about 4 min2Wind, Surge, and Two Deductibles in Kihei
A beachfront rental in Kihei, Maui. Hurricane-force winds from a named storm peel back roughly 40 percent of the roof; rain enters and damages ceilings and interior finishes ( 22,000).
531 words, about 3 min3Mid-Block Pedestrian at Night: Fault, PIP, and UIM
A nighttime pedestrian claim on Kamehameha Highway. Our insured was traveling 15 mph over the posted limit while adjusting a phone mount and struck a pedestrian who stepped off the curb mid-block, outside any crosswalk, wearing dark clothing.
694 words, about 3 min4The Represented Claimant Who Calls Directly
You have been handling a water-damage claim for a Honolulu condominium owner for 40 days. Counsel appeared three weeks ago and asked that all communications go through her office; you have complied and have documented that.
708 words, about 4 min5The Waikiki HO-6, the Burst Connector, and the Special Assessment
An owner-occupied unit on the 14th floor of a Waikiki high-rise. The flex connector on the water heater in the unit above failed while our insured was on the mainland for five days.
757 words, about 4 min