Assam ASSEB HS Class 11-12 Insurance case studies
Assam ASSEB HS Class 11-12 Insurance · Put your knowledge to work in context.
The Assam Higher Secondary Insurance elective, delivered under the Assam State School Education Board (ASSEB, formerly AHSEC), is a vocational subject taken across Class 11 and Class 12. It suits students who want a practical, employment-linked subject alongside their general stream: the syllabus introduces how risk is identified and transferred, how insurance contracts are formed and interpreted, and how life and general insurance products actually work in the Indian market. The Assam ASSEB HS Class 11-12 Insurance case studies are 5 cases and about 4,373 words.
1The Amingaon Godown Fire: What Caused It, and What Was Hidden
On 14 March a fire broke out at 2.10 a.m. in a rented cloth-and-jute godown at Amingaon, Guwahati.
852 words, about 4 min2The Nominee, the Bank and the Late Premium
Rekha Bora, 41, took a 20-year endowment policy with a sum assured of Rs 50,00,000 on 1 April 2022. Her brother Dhruba was named nominee.
851 words, about 4 min3Two Policies, One Leaking Hatch
A Guwahati tea exporter shipped 600 chests of CTC tea from Kolkata to Dubai on CFR terms. The Dubai buyer is the consignee and bears the risk from the moment the cargo passes the ship's rail at Kolkata.
893 words, about 4 min4Portability and the Stroke
Sanjib Das, 48, bought a family floater health policy with a sum insured of Rs 5,00,000 from Insurer X in July 2020. At proposal he disclosed that he had been on medication for hypertension since 2016.
859 words, about 4 min5The Dealer's Discount
On 2 August Pranjal, a 26-year-old first-time buyer in Tezpur, bought a used hatchback for Rs 5,40,000. The used-car dealer's 'insurance desk' quoted Rs 18,500 for a comprehensive package with zero-depreciation cover and an IDV of Rs 4,50,000, and offered a Rs 2,000 'loyalty discount' adjusted against its own commission.
918 words, about 5 min