Assam ASSEB HS Class 11-12 Insurance study plan

Define risk, uncertainty, peril and hazard, and classify five pure risks as insurable or non-insurable with written justification

Distinguish risk transfer, retention, avoidance and reduction, and state which method each of six everyday situations uses

Explain insurable interest and identify at least four relationships where it exists at inception versus at the time of loss

State the principle of indemnity and show with two worked numeric examples how it caps recovery for property but not for life insurance

Write a one-page glossary of 15 core insurance terms using your own wording

Apply utmost good faith to three fictional proposal scenarios and decide whether non-disclosure makes the contract voidable

Explain subrogation and contribution and solve two numerical problems where two policies cover the same loss

Trace proximate cause in a chain of events and pick the nearest efficient cause in three case-style questions

Label the parts of a standard policy schedule and identify where warranties, conditions and exclusions sit

Draft one endorsement clause of your own that would widen cover and explain its effect on premium

Compare term, endowment, whole life, money-back and annuity plans on cover duration, survival benefit and premium level

Compute a simple annual premium using a given mortality-style table and level premium logic, showing each step

Explain how bonuses are declared and differentiate reversionary bonus from terminal bonus with a numeric illustration

Describe nomination and assignment, state who receives the money in each case, and note the notice requirement to the insurer

Outline the death and maturity claim workflow from intimation to settlement, listing the documents required in each

Explain standard fire policy cover, the average clause and three common exclusions, and compute a claim under average

Classify marine cargo and hull covers and identify which of four losses falls under particular average versus general average

Distinguish the motor third-party liability cover from own-damage cover and state what a no-claim bonus does to renewal premium

Compare indemnity health cover with fixed-benefit personal accident cover on what triggers payment

Give two examples each of rural and micro-insurance products and the needs they address

Walk through the underwriting cycle and list the information an underwriter needs for life versus fire versus health proposals

Explain risk classification, standard and substandard lives, and how loading or exclusions are applied

Describe the claims settlement process for motor and health, including surveyor involvement and cashless versus reimbursement

Assess three claim scenarios for fraud indicators or policy-condition breaches and state the recommended decision

Compute a gross premium from a base rate, a loading and a discount, showing the arithmetic

Differentiate agents, corporate agents, brokers and bancassurance on who they represent, licensing and permitted products

Map the duties of an agent at the proposal stage, including the duty to disclose material facts to the insurer

Summarise the main obligations of insurers under the Insurance Act and IRDAI regulations in your own words

Explain the grievance redressal ladder from insurer grievance officer to the Insurance Ombudsman, with the time limits you have verified

List five specific policyholder rights and one remedy for each when they are breached

Integrate contract formation, underwriting, claims and regulation into one end-to-end case study of a disputed claim

Identify which of six given statements about warranties and conditions are true and correct the false ones

Solve ten mixed numerical questions covering indemnity, contribution, average and premium loading under timed conditions

State the grounds on which an insurer may repudiate a claim and the policyholder's available responses

Review flagged weak areas from earlier weeks and rewrite your notes on the three weakest topics

Describe the insurance business environment in India, including the roles of insurers, reinsurers and the regulator, without claiming official affiliation

Explain ethical duties around mis-selling, rebating and suitability of advice with two concrete examples

List at least six career paths in insurance and the entry qualification or licence each typically needs

Revise domains 1, 2, 4 and 5 using your own summary sheets and answer 30 rapid recall questions

Sit one full-length timed mock and review every error against the relevant domain note