BoM Generalist Officer (Scale II/III) study guide
BoM Generalist Officer (Scale II/III) · Work through your exam, one topic at a time.
The Bank of Maharashtra Generalist Officer recruitment covers Scale II and Scale III middle-management posts in the bank's generalist cadre, as distinct from specialist streams such as IT, treasury or law. Selection runs through a separate process for each scale, and the online computer-based test is the first filter before any interview or document stage. The BoM Generalist Officer (Scale II/III) study guide has 6 sections and about 1,946 words.
01Reasoning Ability
Reasoning Ability in the BoM Generalist Officer (Scale II/III) paper is a structure-building test, not a reading-speed test. The bulk of the section is puzzle and seating-arrangement sets, with the remainder spread over syllogism, coded inequalities, blood relations, direction sense, order-ranking, coding-decoding, data sufficiency and machine input-output.
359 words, about 2 min02Quantitative Aptitude / Numerical Ability
The Quantitative Aptitude section of the BoM Generalist Officer exam mixes speed arithmetic (simplification, approximation, number series, quadratic comparison) with applied arithmetic and one or two data-interpretation sets (table, bar, pie, caselet). Accuracy on DI and arithmetic carries more weight than raw calculation speed, because DI questions usually need two or three steps, not one.
310 words, about 2 min03English Language
The English Language section tests comprehension and control of standard written English rather than literary knowledge. Expect reading comprehension (often with a banking or economy passage), cloze tests, phrase replacement, error spotting, sentence improvement, para jumbles, fillers and match-the-column.
297 words, about 1 min04General / Banking Awareness
General and Banking Awareness in the BoM Generalist Officer exam rewards a dated, structural knowledge of Indian banking rather than scattered headlines. Expect RBI functions and monetary policy, the banking regulatory architecture, government financial inclusion schemes, deposit insurance, payment systems and a handful of recent banking developments.
327 words, about 2 min05Professional Knowledge: Banking and Financial Sector
This section tests the operating mechanics of Indian banking: reserves and money creation, prudential norms, deposit and payment products, KYC, asset classification and priority sector obligations. Answers usually turn on a definition, a threshold or a classification.
322 words, about 2 min06Professional Knowledge: Credit, Risk and Trade Finance
This section examines how a bank appraises, prices and monitors credit, and how it handles cross-border trade. Expect the 5Cs of credit, the credit assessment memorandum, working capital assessment, DSCR and coverage ratios, risk categories under Basel, and trade instruments such as letters of credit and bank guarantees.
331 words, about 2 min