BoM Generalist Officer (Scale II/III) case studies
BoM Generalist Officer (Scale II/III) · Put your knowledge to work in context.
The Bank of Maharashtra Generalist Officer recruitment covers Scale II and Scale III middle-management posts in the bank's generalist cadre, as distinct from specialist streams such as IT, treasury or law. Selection runs through a separate process for each scale, and the online computer-based test is the first filter before any interview or document stage. The BoM Generalist Officer (Scale II/III) case studies are 6 cases and about 5,405 words.
1Four-Day Inspection Roster: A Deduction Puzzle
The Vidarbha Regional Office must complete four branch inspections between Monday and Thursday of next week - one inspection per day, one officer per day, each officer visiting a different branch. The officers are Kavya, Lalit, Manoj and Nisha.
746 words, about 4 min2Risk-Adjusted Yield on a Four-Product Branch Portfolio
A semi-urban branch reports the following outstanding portfolio at 31 March, all figures in rupees crore, with the stated yields and gross NPAs: group loans to women's self-help groups - outstanding 480, yield 21.0%, GNPA 2.5%; individual small-business loans - outstanding 320, yield 16.5%, GNPA 4.0%; gold loans - outstanding 260, yield 11.0%, GNPA 0.8%; housing loans - outstanding 140, yield 9.0%, GNPA 1.5%. Total outstanding is 1,200 crore.
823 words, about 4 min3Repairing a Badly Drafted Branch Notice
A newly promoted Branch Manager at a semi-urban branch has drafted the following notice asking customers to update KYC, and has sent it to the Regional Office for approval. The text reads: 'Dear Customer, We are please to inform that our branch will remained closed on 15th March due to annual audit.
862 words, about 4 min4Failed UPI Transfer, Skimming Loss and the Ombudsman Clock
Meera, a salaried customer of a semi-urban branch, raises three issues in one complaint. First, a UPI transfer of 18,000 rupees was debited from her account on 3 February and never reached the beneficiary; the branch reversed the amount only on 28 February.
950 words, about 5 min5Priority Sector Shortfall After an Audit Reclassification
At 31 March a bank reports adjusted net bank credit (ANBC) of 20,000 crore and priority sector lending (PSL) of 7,600 crore. The reported composition is: agriculture 3,650 crore, of which small and marginal farmers 1,850 crore; micro enterprises 1,620 crore; weaker sections 2,350 crore.
992 words, about 5 min6Discrepant Documents Under an Import Letter of Credit
Bank A, Mumbai, has issued an irrevocable import letter of credit for USD 250,000 in favour of an overseas supplier, for 500 metric tonnes of cotton yarn, CIF Nhava Sheva, available with any bank by negotiation. The credit states: latest shipment 10 April 2025; expiry 30 April 2025 at the counters of the negotiating bank; presentation within 21 days of the bill of lading date but within validity; partial shipment not allowed; documents to include a signed commercial invoice in triplicate, a full set of clean on board ocean bills of lading made out to order of Bank A marked 'freight prepaid', an insurance policy for 110% of the CIF value in the credit currency covering Institute Cargo Clauses (A), and a packing list.
1,032 words, about 5 min