BoM Generalist Officer (Scale II/III) study plan
BoM Generalist Officer (Scale II/III) · Give each week a clear focus.
8 weeks · About 7 hours per week
Reasoning Ability & Quantitative Aptitude / Numerical Ability
Diagnose baseline by taking one timed 20-question reasoning set and one timed 20-question quant set, then log accuracy and time per question in a spreadsheet
Solve 40 puzzles and seating-arrangement problems, writing the constraint diagram for each before choosing an answer
Drill 50 simplification and approximation items using percentage-fraction and square-cube tables, targeting under 40 seconds each
Build a one-page formula sheet covering ratio, average, percentage, and profit-loss conversions
Your checkpoint
A baseline scorecard showing section-wise accuracy and average seconds per question, plus a 30-item formula sheet
Reasoning Ability & Quantitative Aptitude / Numerical Ability
Solve 30 syllogism and inequality sets using Venn diagrams and the 'possibility' rule checklist
Complete 40 data-interpretation questions (tables, bar, and line charts) with calculation shown for each option eliminated
Practice 30 number-series and coding-decoding items, recording the pattern type identified for each
Time-box three 15-minute mixed reasoning sprints and review every wrong answer to classify the error type
Your checkpoint
An error log of at least 25 classified mistakes with the corrected method written beside each
Professional Knowledge: Banking and Financial Sector & General / Banking Awareness
Map the RBI regulatory framework: CRR, SLR, repo and reverse repo, MSF, and the policy corridor, and state how each affects bank liquidity
Explain the functioning of NPA classification (SMA-0/1/2, substandard, doubtful, loss) and provisioning norms in your own words
Summarise the roles of SEBI, IRDAI, PFRDA, and NPCI, and one current mandate for each
Review the last six months of RBI monetary policy decisions and note the rate changes and stated rationale
Your checkpoint
A two-page regulatory cheat sheet covering rates, NPA buckets, and regulator mandates, self-quizzed to 90% recall
Professional Knowledge: Banking and Financial Sector & Professional Knowledge: Credit, Risk, and Trade Finance
Break down a bank's balance sheet and compute key ratios: CRAR, CET-1, NIM, CASA, credit-deposit ratio, and return on assets from a sample set of figures
Distinguish working capital assessment methods (turnover method, MPBF cycles) and apply each to a hypothetical borrower
Explain Basel III capital tiers and the three pillars, and identify which risks each pillar addresses
Classify credit facilities by tenor and purpose (fund-based vs non-fund-based) with one example of each
Your checkpoint
A worked case study computing CRAR and MPBF for a fictional manufacturing borrower, with every step shown
English Language & General / Banking Awareness
Complete 60 reading-comprehension questions and label each answer's evidence sentence in the passage
Practise 40 error-spotting and sentence-improvement items, grouping errors by grammar rule
Memorise 60 high-frequency banking-awareness facts: deposit insurance cover, priority-sector targets, and key scheme eligibility
Write two 150-word précis summaries of financial-news editorials and compare them against the source for accuracy
Your checkpoint
A grammar-rule error tracker showing frequency counts, plus a 60-fact awareness deck reviewed to 85% recall
Professional Knowledge: Credit, Risk, and Trade Finance & Professional Knowledge: Banking and Financial Sector
Work through trade-finance instruments: letters of credit, bank guarantees, bills of exchange, and documentary collections, stating the risk each mitigates
Explain Incoterms categories and identify which party bears cost and risk at each stage for at least four common terms
Describe credit-risk tools (rating models, collateral valuation, DSCR, and stress testing) and apply DSCR to a sample cash-flow statement
Summarise priority-sector lending categories and the consequences of shortfall on a bank's P&L
Your checkpoint
A trade-finance and credit-risk summary sheet with one worked DSCR calculation and one LC flow diagram drawn from memory
Reasoning Ability & Quantitative Aptitude / Numerical Ability & English Language
Take two full-length timed mock tests under exam conditions and record section-wise scores
Re-solve every incorrect reasoning and quant question from the mocks without a time limit, then re-time them
Practise 30 cloze-test and para-jumble items, writing the connector or logic cue that determines each answer
Cut average reasoning time per question by 15% versus the week-1 baseline while holding accuracy above 75%
Your checkpoint
A mock-test comparison report showing score and timing deltas against the baseline, with a list of the five weakest question types
Professional Knowledge: Banking and Financial Sector & Professional Knowledge: Credit, Risk, and Trade Finance & General / Banking Awareness
Revise the regulatory, credit, and trade-finance sheets, self-quizzing each to at least 85% recall
Take two final full-length mocks and cap review time at one hour per mock, focusing only on repeated error types
Rehearse 20 professional-knowledge questions on NPA recovery, SARFAESI, and IBC resolution timelines
Finalise a one-page last-day revision card covering rates, ratios, and key definitions
Your checkpoint
A final revision card plus a mock-score trend line confirming at least a 20% improvement over the week-1 baseline
Milestones
Week 2: Reasoning and quant accuracy each at or above 60% on timed 20-question sets, with average time per question under 75 seconds
Week 4: Can compute CRAR and MPBF unaided from raw figures and correctly classify all NPA buckets in a 10-item self-quiz
Week 6: Scores at least 70% on a 25-question professional-knowledge set spanning banking, credit, and trade finance
Week 8: Full-length mock score improves at least 20% over the week-1 baseline with every section above its cut-off equivalent