Odisha CHSE +2 Vocational Insurance case studies
Odisha CHSE +2 Vocational Insurance · Put your knowledge to work in context.
The Odisha CHSE +2 Vocational Insurance course is a higher-secondary vocational subject offered under the Council of Higher Secondary Education, Odisha. It introduces students to how insurance works as a financial protection mechanism and as a career. The Odisha CHSE +2 Vocational Insurance case studies are 5 cases and about 3,322 words.
1Cashew Unit Risk Portfolio Review
Patra runs a small cashew processing unit near Balasore, Odisha. His assets are: factory building ₹40 lakh, plant and machinery ₹25 lakh, raw cashew stock that peaks at ₹18 lakh during March–June, and finished goods ₹6 lakh.
709 words, about 4 min2Diabetes Non-Disclosure and Section 45 after Four Years
Mohanty, a 45-year-old schoolteacher, bought a 20-year endowment policy for a sum assured of ₹15 lakh from a private insurer. In the proposal form he answered 'No' to the question 'Have you been hospitalised or treated for diabetes, hypertension or any chronic disease in the last five years?' He also answered 'No' to 'Are you currently on regular medication?' In fact, he had been diagnosed with Type 2 diabetes in 2017 and was taking metformin daily, though he had never been hospitalised.
701 words, about 4 min3Term versus ULIP for a Teacher with a Home Loan
Sahu, 34, is a primary school teacher in Cuttack earning ₹28,000 a month. Her husband earns ₹35,000 a month.
654 words, about 3 min4Private Car Used for Ride-Hailing: Own Damage and Third-Party Claim
Das of Bhubaneswar owns a 2019 diesel car registered as a private vehicle. The policy shows IDV ₹6.5 lakh, a compulsory deductible of ₹1,000 and a voluntary deductible of ₹2,000.
609 words, about 3 min5Mis-Selling a Money-Back Policy to an Elderly Vendor
Ramesh, an individual insurance agent, sells a 10-pay money-back policy to Kamala, a 58-year-old vegetable vendor in Berhampur. Her annual income is about ₹2.4 lakh.
649 words, about 3 min