HARCO Bank Clerk study materials
HARCO Bank Clerk study resources

HARCO Bank Clerk case studies

HARCO Bank Clerk · Put your knowledge to work in context.

The HARCO Bank Clerk recruitment test is the screening stage used by HARCO Bank to shortlist candidates for clerical and entry-level banking roles. It is aimed at graduates and final-year students preparing for a public-sector-style bank clerk career, and it tests the mix of speed, accuracy and banking literacy that the job demands daily. The HARCO Bank Clerk case studies are 5 cases and about 4,198 words.

1

Choosing Between Two Term Deposits for a Senior Citizen Who May Close Early

A customer aged 61 years and 4 months visits the branch with ₹2,40,000 to place for exactly 24 months. The branch offers two term-deposit options.

803 words, about 4 min
2

Six Counter Postings Before a Saturday Audit

The branch is reorganising its six service counters, numbered 1 to 6 from the entrance towards the manager's cabin, before a Saturday audit. Six clerks, Anil, Bina, Chetan, Divya, Esha and Farhan, must each be posted at exactly one counter, one clerk per counter.

869 words, about 4 min
3

Checking a Trainee's KYC Notice Before It Goes on the Board

A trainee has drafted the notice below for the branch display board, announcing the annual KYC updation drive. The branch head asks you to check it before it is printed, because last year a badly worded notice from the same branch produced a written complaint to the Regional Office.

777 words, about 4 min
4

₹18,500 Debited After a Customer Entered His UPI PIN

A customer walks in at 11:05 a.m. on a Thursday with his phone.

877 words, about 4 min
5

Deciding Where to Place One Additional Checker

The branch has six clerks with 480 productive minutes each per day, after lunch and tea breaks, giving 2,880 clerk-minutes for the day. Last week's transaction counts (Monday to Friday) and the standard minutes per transaction, from the branch's own work-measurement study, are: Cash Deposit 320, 285, 410, 375, 290 at 3.5 minutes each; Cash Withdrawal 410, 380, 465, 440, 395 at 2.8 minutes; Clearing 96, 112, 88, 130, 74 at 6.0 minutes; Remittance 150, 165, 140, 175, 160 at 4.5 minutes; Account Opening and KYC 60, 72, 55, 80, 68 at 12.0 minutes.

872 words, about 4 min