HARCO Bank Clerk study plan
HARCO Bank Clerk · Give each week a clear focus.
8 weeks · About 6 hours per week
Quantitative Aptitude / Numerical Ability
Build a personal formula sheet covering percentages, ratio-proportion, averages, profit-loss and simple/compound interest, and solve 60 mixed drill questions from it
Complete 40 simplification and approximation items under a 20-minute timer and log every error with its cause (concept gap, careless slip, or time pressure)
Solve 25 number series and 25 quadratic comparison questions, writing the shortcut method used for each
Set up an error log with columns for question type, mistake category, and the corrective rule you will apply
Your checkpoint
A dated formula sheet plus a 100-question error log with mistake categories filled in
Quantitative Aptitude / Numerical Ability & Clerical Aptitude and Data Interpretation
Solve 40 time-work and 30 time-speed-distance word problems, converting each into a one-line equation before calculating
Interpret 6 data sets (bar, line, pie, and tabular) by extracting only the values needed for each sub-question
Complete 2 timed 15-question DI sets at 90 seconds per question and record accuracy and per-question time
Recompute every wrong DI answer to identify whether the error came from reading the chart or from arithmetic
Your checkpoint
Two timed DI sets scored with accuracy percentage and average time per question
Reasoning Ability and Logical Reasoning
Solve 80 puzzles and seating arrangements (linear, circular, floor-based) with a fixed diagram-first method
Complete 50 syllogism and 50 inequality questions using Venn and priority-order shortcuts
Practice 40 blood relation, direction sense, and order-ranking questions without writing full family trees
Timebox each puzzle to 4 minutes and log which ones you abandoned correctly versus overran
Your checkpoint
A puzzle log of 40 attempted sets showing time taken, solved/abandoned status, and reason for abandonment
Reasoning Ability and Logical Reasoning & English Language
Solve 60 mixed reasoning questions in two 30-minute blocks to build section-level stamina
Complete 40 error-spotting and 40 sentence-improvement items, recording the grammar rule broken in each wrong option
Build a vocabulary list of 60 words with usage sentences drawn from business and banking news
Read one editorial daily and extract 5 words plus 2 sentence structures worth reusing
Your checkpoint
A grammar-rule tally showing how many errors you made per rule across 80 questions
English Language & General Awareness with Special Reference to Banking and Financial Sector
Complete 3 reading comprehension passages (2 long, 1 short) in 8 minutes each and note whether each wrong option was too broad, too narrow, or contradicted
Solve 50 para-jumble and 50 cloze-test items applying connective and pronoun clues
Compile a 40-item current-affairs digest from the past 6 weeks focused on RBI policy, banking appointments, and government schemes
Write 10 one-line summaries of recent banking news items in your own words
Your checkpoint
A 40-item dated current-affairs digest plus 10 self-written banking news summaries
General Awareness with Special Reference to Banking and Financial Sector & Banking and Financial Awareness
Memorize and self-test 60 banking terms (CRR, SLR, repo, reverse repo, MSF, NEFT/RTGS/IMPS/UPI distinctions, types of accounts and cheques)
Map the structure and functions of RBI, SEBI, IRDAI, and NABARD and explain each regulator's remit in one line
Revise key monetary policy tools and explain in writing how a repo rate change transmits to lending rates
Complete 50 general-awareness MCQs on banking and financial awareness and log every factual gap
Your checkpoint
A one-page regulator-and-terminology cheat sheet plus a scored 50-question banking awareness test
Computer Knowledge and Digital Banking & Banking and Financial Awareness
Revise computer fundamentals: hardware, memory units, operating systems, and file extensions, tested with 40 MCQs
Practice digital banking scenarios covering UPI, mobile banking, net banking, card security, phishing, and OTP fraud, with 40 MCQs
Explain in writing the difference between NEFT, RTGS, IMPS, and UPI in terms of timing, limits, and use case
Take one 30-question computer and digital banking test and review every wrong answer against a source
Your checkpoint
A scored 30-question computer and digital banking test with written corrections for each error
Quantitative Aptitude / Numerical Ability & Reasoning Ability and Logical Reasoning & Clerical Aptitude and Data Interpretation
Take 3 full-length mock tests under exam timing and record section-wise accuracy and attempt rate
Re-solve every question missed in mocks from scratch without looking at the solution first
Trim the formula sheet and error log to the 30 highest-frequency mistakes and drill only those
Finalize a section-order and time-allocation strategy and rehearse it in the last mock
Your checkpoint
Three scored mock tests with a section-wise trend table showing improvement from mock 1 to mock 3
Milestones
Week 2: Score at least 70% on a 20-question mixed arithmetic and DI set in 30 minutes, with average DI time at or under 90 seconds per question
Week 4: Score at least 65% on a 30-question reasoning set in 30 minutes and have a grammar-rule tally covering at least 80 English questions
Week 6: Score at least 70% on the 50-question banking awareness test and recite all 60 banking terms from the cheat sheet without prompts
Week 8: Reach at least 75% overall on the final full-length mock with no section below 60%, and have the 30-item high-frequency error list fully drilled