Health Programmes and National and State Health Schemes
Health Programmes and Schemes tests objectives, beneficiaries, benefits and delivery platforms of national and Rajasthan programmes, often as 'which scheme gives X' or 'how much cover'.
National platforms
- The National Health Mission integrates NRHM and NUHM. Ayushman Bharat has two pillars: Ayushman Arogya Mandirs for upgraded primary care, and PM-JAY for hospitalisation.
- PM-JAY gives Rs 5 lakh per family per year for secondary and tertiary hospitalisation, cashless and portable.
- JSY is a cash incentive for institutional delivery; JSSK provides free entitlements to mothers and sick newborns.
- NTEP provides free TB diagnosis and treatment with DOTS; NPCDCS covers non-communicable diseases; eSanjeevani provides teleconsultation.
Rajasthan additions
- Mukhyamantri Ayushman Arogya Yojana is the state umbrella scheme, with a state top-up cover over PM-JAY.
- Nishulk Dawa Yojana supplies free essential medicines at government facilities; Nirogi Rajasthan is a state health awareness initiative.
Worked example
A family of six is eligible under SECC criteria. Reasoning: PM-JAY cover is Rs 5 lakh per family per year, not per person, and applies to hospitalisation rather than outpatient medicines. The primary contact for outpatient care is the Ayushman Arogya Mandir, not PM-JAY.
Traps
Do not multiply Rs 5 lakh by family size; PM-JAY is not primary care; JSY is an incentive, not insurance; do not attach a national scheme name to a state top-up.