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UP Cooperative Bank practice questions

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Question 1Reasoning Ability

What should come in place of the question mark in the series: 7, 14, 28, 56, ?

  1. 120
  2. 98
  3. 108
  4. 112 Correct answer.

Explanation

Each term in the series is twice the previous term: 7 × 2 = 14, 14 × 2 = 28, and 28 × 2 = 56. Applying the same rule, the next term is 56 × 2 = 112.

Question 2Reasoning Ability

In a certain code, BANK is written as CBOL. Using the same rule, how is CASH written?

  1. CBTI
  2. DATI
  3. DBTJ
  4. DBTI Correct answer.

Explanation

In the code, each letter of BANK moves one place forward in the alphabet: B to C, A to B, N to O, and K to L. Applying the same shift to CASH gives D, B, T and I, so the code is DBTI.

Question 3Reasoning Ability

A bank employee walks 5 km north from the branch, turns right and walks 3 km, then turns right again and walks 5 km. How far and in which direction is the employee from the starting branch?

  1. 5 km south
  2. 3 km west
  3. 8 km north
  4. 3 km east Correct answer.

Explanation

The employee first moves 5 km north, then turns right and moves 3 km east, then turns right again and moves 5 km south. The north and south movements cancel each other, leaving the employee 3 km east of the branch.

Question 4Reasoning Ability

Ravi is male. Pointing to a woman, he said, "She is the daughter of the only son of my mother." How is the woman related to Ravi?

  1. Sister
  2. Niece
  3. Cousin
  4. Daughter Correct answer.

Explanation

Since Ravi is male, the only son of his mother is Ravi himself. The woman is therefore the daughter of Ravi, which makes her his daughter.

Question 5Reasoning Ability

Statements: All clerks are officers. Some officers are cashiers. Conclusions: I. Some clerks are cashiers. II. Some cashiers are officers. Which conclusion follows?

  1. Both conclusions follow
  2. Only conclusion I follows
  3. Neither conclusion follows
  4. Only conclusion II follows Correct answer.

Explanation

The statement "Some officers are cashiers" can be converted to "Some cashiers are officers", so conclusion II definitely follows. The clerks are officers, but they may lie outside the group of officers who are cashiers, so conclusion I is not guaranteed.

Question 6Reasoning Ability

Five employees A, B, C, D and E sit in a row facing north. C sits at the extreme left. B sits second to the right of C. E sits immediately to the right of B. D sits at the extreme right. Who sits exactly in the middle?

  1. E
  2. A
  3. C
  4. B Correct answer.

Explanation

C is in position 1, so B is in position 3 and E is in position 4. D occupies position 5 at the extreme right, leaving A in position 2. The middle position is therefore position 3, occupied by B.

Question 7Reasoning Ability

Statements: P > Q ≥ R = S ≤ T < U. Conclusions: I. P > S. II. R < U. Which conclusion follows?

  1. Only I follows
  2. Both I and II follow Correct answer.
  3. Neither I nor II follows
  4. Only II follows

Explanation

From P > Q ≥ R = S, it follows that P is greater than S, so conclusion I is true. From R = S ≤ T < U, it follows that R is less than U, so conclusion II is also true.

Question 8Reasoning Ability

In a class of 40 students, Anil ranks 12th from the top. What is his rank from the bottom?

  1. 29th Correct answer.
  2. 28th
  3. 27th
  4. 30th

Explanation

The rank from the bottom is calculated as total students minus rank from the top plus one. Here it is 40 − 12 + 1 = 29, so Anil is 29th from the bottom.

Question 9Reasoning Ability

Six friends A, B, C, D, E and F sit around a circular table facing the centre. A sits second to the right of D. B sits immediately to the right of D. C sits opposite A. E sits immediately to the left of F. Who sits opposite B?

  1. A
  2. D
  3. C
  4. F Correct answer.

Explanation

Fix A at position 1 facing the centre. Since A is second to the right of D, D is at position 3, and B is immediately to D's right at position 2. C is opposite A at position 4, while positions 5 and 6 are filled by F and E so that E is immediately left of F; therefore F sits opposite B.

Question 10Reasoning Ability

Among five employees P, Q, R, S and T, who is the tallest? Statement I: P is taller than Q but shorter than S. Statement II: T is shorter than Q but taller than R.

  1. Statement II alone is sufficient
  2. Even both statements together are not sufficient
  3. Statement I alone is sufficient
  4. Both statements together are sufficient, but neither alone is Correct answer.

Explanation

Statement I gives only S > P > Q and says nothing about T or R, while statement II gives only Q > T > R. Combining them produces S > P > Q > T > R, which shows that S is the tallest. Neither statement alone compares all five employees.

Question 11Reasoning Ability

A bank's daily token counter shows the sequence 3, 8, 15, 24, 35. If the same pattern continues, what number of tokens will be issued in the next slot?

  1. 46
  2. 48 Correct answer.
  3. 44
  4. 50

Explanation

Each term follows the rule n × (n + 2) for n = 1, 2, 3 and so on, so the terms are 1×3, 2×4, 3×5, 4×6, 5×7. Equivalently the differences are 5, 7, 9 and 11, increasing by two each time. The next difference must be 13, so the missing term is 35 + 13 = 48.

Question 12Reasoning Ability

In a bank employee's family, A is the brother of B. B is the daughter of C. C is the wife of D. How is A related to D?

  1. Grandson
  2. Nephew
  3. Brother
  4. Son Correct answer.

Explanation

C is the wife of D, so the children of C are also the children of D. B is a daughter of C and therefore a daughter of D, and A is the brother of B, which makes A a child of the same parents. Since A is male, A is the son of D.

Question 13Reasoning Ability

A branch officer starts from his bank, walks 4 km straight towards the east, then turns left and walks 3 km. How far is he from the starting point?

  1. 5 km Correct answer.
  2. 25 km
  3. 4 km
  4. 7 km

Explanation

The eastward walk and the left turn (which leads north) form two perpendicular sides of a right-angled triangle. The straight-line distance from the start is therefore the hypotenuse, found by the 3-4-5 relation: the square root of (4² + 3²) = the square root of 25 = 5 km.

Question 14Reasoning Ability

In a certain code used in a bank's record system, every letter of a word is replaced by the letter that comes two places before it in the English alphabet. How is GRADE written in that code?

  1. EQYBC
  2. EPYBC Correct answer.
  3. FPYBC
  4. EPYCD

Explanation

Applying the rule letter by letter: G becomes E, R becomes P, A wraps back to Y, D becomes B and E becomes C. Reading these in order gives EPYBC, so position and direction of the shift must both be applied consistently.

Question 15Reasoning Ability

Statements: Some pens are books. No book is a pencil. Conclusions: I. Some pens are not pencils. II. Some pencils are pens. Which conclusion logically follows?

  1. Neither conclusion follows
  2. Only conclusion I follows Correct answer.
  3. Both conclusions follow
  4. Only conclusion II follows

Explanation

The pens that are books can never be pencils, because no book is a pencil. Hence at least some pens are definitely not pencils, which makes conclusion I valid. Conclusion II asserts a positive link between pencils and pens that the statements never support, so it does not follow.

Question 16Reasoning Ability

Five clerks A, B, C, D and E each handle a different number of files. A handles more files than D, who handles more than B. E handles more files than A, and C handles fewer files than every other clerk. Who handles the maximum number of files?

  1. D
  2. E Correct answer.
  3. B
  4. A

Explanation

Combining the clues gives E above A, A above D, and D above B, while C is below all four. The complete order is E, A, D, B, C, so the clerk at the top of the chain is E.

Question 17Reasoning Ability

Statements: A ≥ B = C > D ≤ E and F < D. Conclusions: I. A > D. II. E ≥ B. Which conclusion follows from the given statements?

  1. Both conclusions follow
  2. Only conclusion II follows
  3. Neither conclusion follows
  4. Only conclusion I follows Correct answer.

Explanation

Since A ≥ B = C and C > D, A is certainly greater than D, so conclusion I holds. For conclusion II, B and E are connected only through D, which is smaller than both, so no definite order between B and E can be fixed and conclusion II fails.

Question 18Reasoning Ability

Which of the following terms cannot be formed using only the letters of the word COOPERATION, with each letter used at most as often as it appears in that word?

  1. PORTION
  2. CREDIT Correct answer.
  3. CAPTION
  4. ACTION

Explanation

COOPERATION contains C, O, O, P, E, R, A, T, I, O, N. ACTION, PORTION and CAPTION can each be spelt from these letters, but CREDIT requires a D, which the word does not contain at all.

Question 19Reasoning Ability

Seven officers A, B, C, D, E, F and G sit in a single row at a training session, all facing north. G sits at the extreme right end. B sits second to the left of G. Only two officers sit between B and D. A sits immediately to the left of D. E sits next to G. C does not sit at either end. If F sits next to B, who sits second to the left of F?

  1. C Correct answer.
  2. B
  3. A
  4. D

Explanation

Numbering the seats 1 to 7 from the left, G is at 7 and B is at 5. Two officers between B and D place D at 2, so A is at 1, and E next to G is at 6. F sits next to B in seat 4, leaving C at 3. The officer second to the left of F is therefore D, in seat 2.

Question 20Reasoning Ability

What is the code for the word BANK in a certain code language? Statement I: 'bank job exam' is written as 'ta pa la'. Statement II: 'job in bank' is written as 'pa ni ta'. Are the statements sufficient to answer the question?

  1. Statement II alone is sufficient
  2. Both statements together are sufficient
  3. Statement I alone is sufficient
  4. Both statements together are not sufficient Correct answer.

Explanation

The words BANK and JOB appear in both statements, and the codes TA and PA appear in both, so these two codes belong to BANK and JOB in some order. Because no statement pairs BANK with a single code on its own, the exact code for BANK stays ambiguous even after combining everything.

Question 21Reasoning Ability

A branch's token counter follows the sequence 4, 9, 19, 39, 79. If the same pattern continues, what is the next number?

  1. 157
  2. 159 Correct answer.
  3. 160
  4. 158

Explanation

Each term is obtained by doubling the previous term and adding 1: 4×2+1=9, 9×2+1=19, and so on. Therefore the next term is 79×2+1=159.

Question 22Reasoning Ability

In a certain bank record code, each letter of a word is replaced by the next letter in the English alphabet. How is the word LOAN written in that code?

  1. LPBO
  2. NPBO
  3. MPBN
  4. MPBO Correct answer.

Explanation

The code shifts every letter one place forward in the alphabet: L→M, O→P, A→B, N→O. Thus LOAN becomes MPBO.

Question 23Reasoning Ability

A is the son of B. B is the only daughter of C. C is the father of D. How is A related to D?

  1. Cousin
  2. Nephew Correct answer.
  3. Uncle
  4. Son

Explanation

B is C's only daughter, so D, another child of C, must be C's son and B's brother. A is B's son, so A is the nephew of D.

Question 24Reasoning Ability

A bank employee starts from the branch and walks 6 km north. She then turns left and walks 8 km, and finally turns left and walks 6 km. How far and in which direction is she from the branch?

  1. 10 km west
  2. 8 km east
  3. 6 km west
  4. 8 km west Correct answer.

Explanation

After 6 km north and a left turn, she walks 8 km west; the second left turn makes her walk 6 km south. The north and south legs cancel, leaving her 8 km west of the branch.

Question 25Reasoning Ability

Statements: All tellers are cashiers. No cashier is a guard. Conclusions: I. No teller is a guard. II. Some guards are tellers. Which conclusion(s) follow(s)?

  1. Only II follows
  2. Neither I nor II follows
  3. Only I follows Correct answer.
  4. Both I and II follow

Explanation

All tellers are inside the cashier group, and no cashier is a guard, so no teller can be a guard. Conclusion II directly contradicts that exclusion.

Question 26Reasoning Ability

Four bank employees P, Q, R and S sit around a square table, one on each side, all facing the centre. P sits opposite R. Q sits immediate right of P. Who sits immediate left of R?

  1. R
  2. Q Correct answer.
  3. S
  4. P

Explanation

With P opposite R, place P at north and R at south. Facing the centre, P's immediate right is west, so Q sits west; therefore Q is immediate left of R.

Question 27Reasoning Ability

Statements: M > N ≥ O = P and Q < O ≤ R. Conclusions: I. M > P. II. Q < R. Which conclusion(s) follow(s)?

  1. Only I follows
  2. Only II follows
  3. Both I and II follow Correct answer.
  4. Neither I nor II follows

Explanation

From M > N ≥ O = P, we get M > P, so I follows. From Q < O ≤ R, we get Q < R, so II also follows.

Question 28Reasoning Ability

In a row of 35 candidates waiting at a bank recruitment desk, an officer is 9th from the left and a clerk is 12th from the right. How many candidates sit between them?

  1. 12
  2. 13
  3. 15
  4. 14 Correct answer.

Explanation

The clerk's position from the left is 35 − 12 + 1 = 24. The officer is 9th from the left, so the number between them is 24 − 9 − 1 = 14.

Question 29Reasoning Ability

What is the code for 'loan' in a certain code language? Statement I: 'loan card' is written as 'ja na'. Statement II: 'card account' is written as 'na pa'.

  1. Only Statement II alone is sufficient.
  2. Both together are still insufficient to decide.
  3. Only Statement I alone is sufficient.
  4. Both together suffice; neither alone does. Correct answer.

Explanation

Statement I alone leaves 'loan' and 'card' interchangeable as ja/na. Statement II alone gives no code for 'loan'. Together, 'card' is the common word and 'na' the common code, so 'loan' must be 'ja'.

Question 30Reasoning Ability

Six bank branches-A, B, C, D, E and F-are located in a row from north to south. A is at the southern end. D is third to the north of A. C is immediately south of E. B is immediately north of F. B is north of D. Which branch is immediately south of D?

  1. F
  2. C
  3. A
  4. E Correct answer.

Explanation

A is at the southern end, and D is third to the north of A, so D is third from the north. B must be north of D, forcing B-F into the first two places; E-C then occupy the next two places south of D. Hence E is immediately south of D.

Question 31Reasoning Ability

In a bank's token display, the letters follow the sequence B, D, G, K, P, ?. Which letter should appear next if the pattern continues?

  1. U
  2. W
  3. T
  4. V Correct answer.

Explanation

The gaps between consecutive letters increase by one each time: B to D is +2, D to G is +3, G to K is +4, and K to P is +5. The next gap should be +6, and moving six places after P gives V.

Question 32Reasoning Ability

A bank locker audit lists four numbers: 64, 81, 125 and 216. Three of these are perfect cubes. Which number is not a perfect cube?

  1. 216
  2. 81 Correct answer.
  3. 125
  4. 64

Explanation

A perfect cube is a number obtained by multiplying an integer by itself three times. Here 64 = 4^3, 125 = 5^3 and 216 = 6^3, but 81 = 9^2, so it is a perfect square and not a perfect cube.

Question 33Reasoning Ability

A male bank clerk, pointing to a woman, says, "She is the daughter of the only son of my father's mother." How is the woman related to the clerk?

  1. Aunt
  2. Mother
  3. Sister Correct answer.
  4. Daughter

Explanation

The clerk's father's mother is his paternal grandmother, and her only son is the clerk's father. The daughter of the clerk's father is therefore the clerk's sister. Since the clerk is male, the woman cannot be the clerk herself.

Question 34Reasoning Ability

A cashier starts facing south. He turns 90° anticlockwise, then 180° clockwise, and finally 90° anticlockwise. Which direction is he facing now?

  1. East
  2. West
  3. North
  4. South Correct answer.

Explanation

The two anticlockwise turns total 180°, and the clockwise turn is also 180°, so the net rotation is zero. The cashier therefore remains facing the direction he started in, which is south.

Question 35Reasoning Ability

Statements: All managers are officers. Some officers are clerks. No clerk is a peon. Conclusions: I. Some managers are clerks. II. Some officers are not peons. Which conclusion(s) follow(s)?

  1. Neither I nor II follows
  2. Only I follows
  3. Both I and II follow
  4. Only II follows Correct answer.

Explanation

The officers who are clerks cannot be peons, because no clerk is a peon; therefore some officers are definitely not peons, so II follows. The managers may lie entirely outside the clerk group, so I is not guaranteed.

Question 36Reasoning Ability

In a certain bank code, the word REPORT is written as TROPER. Using the same code, how is LEDGER written?

  1. REGDEL Correct answer.
  2. REDGEL
  3. REGLED
  4. REGELD

Explanation

The code reverses the order of the letters in the word. REPORT reversed gives TROPER, so reversing LEDGER gives REGDEL.

Question 37Reasoning Ability

In a queue of 40 customers at a bank counter, Ravi is 11th from the front and Meena is 15th from the back. How many customers are between Ravi and Meena?

  1. 13
  2. 14 Correct answer.
  3. 16
  4. 15

Explanation

Meena's position from the front is 40 - 15 + 1 = 26. Ravi is at position 11, so the number of customers between them is 26 - 11 - 1 = 14.

Question 38Reasoning Ability

Five bank clerks P, Q, R, S and T sit in a row facing north. P sits at the extreme left end. Q sits second to the right of P. R sits immediately to the right of Q. T sits at the extreme right end. Who sits second to the left of T?

  1. P
  2. S
  3. R
  4. Q Correct answer.

Explanation

Placing P at the extreme left gives Q at the third position and R immediately to Q's right at the fourth position. T is at the extreme right, so S must occupy the second position; counting two places left from T lands on Q.

Question 39Reasoning Ability

Statements: A ≥ B > C = D ≤ E < F; G ≤ D. Conclusions: I. A > G; II. F > C; III. B > E. Which conclusions follow?

  1. All I, II and III follow
  2. Only II and III follow
  3. Only I and III follow
  4. Only I and II follow Correct answer.

Explanation

From A ≥ B > C = D ≥ G, the chain gives A > G, so I follows. From F > E > D = C, the chain gives F > C, so II follows. However, B and E are connected only through D with signs opening in opposite directions, so B > E is not certain.

Question 40Reasoning Ability

Seven bank branches A, B, C, D, E, F and G occupy floors 1 to 7 of an office building, with floor 1 as the lowest. A is on floor 4. B is immediately above C. E is two floors below F. G is on floor 7. D is not on floor 2. Which branch is on floor 6?

  1. E
  2. F
  3. B
  4. D Correct answer.

Explanation

If E were on floor 1, F would be on floor 3 and the remaining placement would force D onto floor 2, which is forbidden. Therefore E is on floor 3 and F on floor 5; then B immediately above C forces C on floor 1 and B on floor 2, leaving D on floor 6.

Question 41Reasoning Ability

A cashier at a cooperative bank begins by facing west. He turns 135° clockwise and then 90° anticlockwise. Which direction is he facing now?

  1. North-East
  2. North-West Correct answer.
  3. South-East
  4. South-West

Explanation

West is 270° in the standard clockwise measure. Adding 135° gives 405°, which is equivalent to 45° (north-east), and subtracting 90° gives 315° (north-west). Thus after both turns he faces north-west.

Question 42Reasoning Ability

X is the only son of Y. Z is the sister of X. W is the mother of Z. How is Y related to W?

  1. Brother
  2. Son
  3. Father
  4. Husband Correct answer.

Explanation

Since W is the mother of Z and X is Z's brother, W is also the mother of X. X is the only son of Y, so Y must be X's father and therefore W's husband.

Question 43Reasoning Ability

Statements: All cashiers are employees. Some employees are managers. Conclusions: I. Some cashiers are managers. II. Some managers are employees. Which conclusion(s) follow(s)?

  1. Only II follows Correct answer.
  2. Only I follows
  3. Both I and II follow
  4. Neither I nor II follows

Explanation

The second statement directly says some employees are managers, so its conversion gives some managers are employees and makes II valid. The cashiers lie entirely within employees, but no statement places any cashier among managers, so I is not certain.

Question 44Reasoning Ability

In a cooperative bank's file code, the letters of the word LOAN are first arranged in alphabetical order and then each letter is moved one step forward in the English alphabet. What is the resulting code?

  1. CMPO
  2. BMOP Correct answer.
  3. BNOP
  4. BMPO

Explanation

Arranging LOAN alphabetically gives A, L, N, O. Moving each letter one step forward gives B, M, O, P. Therefore the resulting code is BMOP.

Question 45Reasoning Ability

Six bank officers A, B, C, D, E and F sit around a circular table facing the centre. A sits opposite D. B sits immediate left of A. C sits second to the left of D. F sits adjacent to B. Who sits second to the right of E?

  1. C
  2. F Correct answer.
  3. A
  4. B

Explanation

With A opposite D, B is fixed immediately left of A and C is fixed second left of D. F must take the seat adjacent to B that is not occupied by A, leaving E in the remaining seat. Counting two places to the right of E lands on F.

Question 46Reasoning Ability

How is T related to R? Statement I: T is the sister of S. Statement II: S is the son of R. Which statement(s) is/are sufficient to answer the question?

  1. Statement II alone is sufficient
  2. Both statements together are sufficient Correct answer.
  3. Statement I alone is sufficient
  4. Neither statement alone nor both together are sufficient

Explanation

Statement I gives T's sibling link but says nothing about R. Statement II links S to R but says nothing about T. Combining them, T is the sister of R's son S, so T is R's daughter.

Question 47Reasoning Ability

Statements: P > Q ≥ R = S ≤ T < U and V ≥ S. Conclusions: I. P > S II. U > S III. V ≥ R. Which conclusions follow?

  1. Only II and III follow
  2. Only I and III follow
  3. Only I and II follow
  4. All three follow Correct answer.

Explanation

From P > Q ≥ R = S, P is greater than S. Also S ≤ T < U gives U > S. Since V ≥ S and S = R, V ≥ R, so all three conclusions are valid.

Question 48Reasoning Ability

The number of new accounts opened at a cooperative bank over six months follows the pattern 3, 10, 29, 66, 127, ?. What is the next number?

  1. 224
  2. 220
  3. 218 Correct answer.
  4. 216

Explanation

The terms fit the rule n³ + 2 for n = 1, 2, 3, 4, 5: 1 + 2 = 3, 8 + 2 = 10, 27 + 2 = 29, 64 + 2 = 66 and 125 + 2 = 127. For n = 6, the next term is 216 + 2 = 218.

Question 49Reasoning Ability

Six bank branches-A, B, C, D, E and F-are located on six floors of an office building, with floor 1 the lowest and floor 6 the highest. B is on floor 1. D is two floors above B. A is immediately above C, and F is immediately below A. E is not on floor 6. Which branch is on floor 5?

  1. C
  2. D
  3. F
  4. A Correct answer.

Explanation

B is on floor 1 and D is two floors above B, so D is on floor 3. The only three consecutive free floors that allow F immediately below A and A immediately above C are floors 4, 5 and 6, so A is on floor 5. E then occupies floor 2.

Question 50Reasoning Ability

In a bank's internal code, 'bank audit loan' is written as 'ta pa na', 'audit fraud loan' is written as 'na da pa', and 'bank loan risk' is written as 'ta na ma'. What is the code for 'risk'?

  1. na
  2. da
  3. pa
  4. ma Correct answer.

Explanation

The word common to all three phrases is 'loan', and the only code common to all three is 'na', so loan = na. Comparing the first two phrases makes audit = pa and fraud = da. Comparing the first and third phrases makes bank = ta, leaving risk = ma.