Social Insurance and Labor Consultant Examination flashcards
Social Insurance and Labor Consultant Examination · Build recall with a focused review session.
32 cards. Read the term and the definition here. The deck at the top of this page is optional.
- Article 36 Agreement
- A written agreement between employer and labor union (or worker representative) on overtime and holiday work, filed with the Labor Standards Inspection Office. Required for any work beyond statutory limits.
- Statutory Working Hours
- The legal maximum is 8 hours per day and 40 hours per week under the Labor Standards Act. Work beyond these limits requires an Article 36 agreement and overtime premium pay.
- Annual Paid Leave
- After 6 months of continuous service with 80% attendance, workers receive 10 days of paid leave, increasing by 1 day per year up to 20 days. Employers must ensure 5 days are taken.
- Dismissal Notice
- An employer must give 30 days' advance notice or pay 30 days' average wage in lieu. Dismissal without objective rationality and social acceptability is void under the Labor Contract Act.
- Overtime Premium Rate
- Premium pay is 25% for overtime beyond statutory limits, 35% for statutory holiday work, and 25% for late-night work (22:00-05:00). Overtime over 60 hours per month is 35%.
- Unfair Labor Practice
- Employer conduct prohibited by the Labor Union Act, such as refusing good-faith collective bargaining, interfering with union organizing, or discriminating against union members.
- Safety and Health Manager
- A qualified person appointed by the employer under the Industrial Safety and Health Act to manage workplace safety and health, conduct risk assessments, and provide safety training.
- Sexual Harassment Prevention
- The Equal Employment Opportunity Act requires employers to establish measures preventing sexual harassment in the workplace and to respond promptly when it occurs.
- Part-Time Labor Act
- Prohibits unreasonable differences in treatment between part-time and full-time workers and requires employers to explain working conditions in writing at hiring.
- Temporary Disability Compensation
- Workers' compensation benefit of 80% of average daily wage for work-related injury or illness, paid from the 4th day of absence after a 3-day waiting period.
- Commuting Accident
- An injury or illness during a reasonable commute between home and workplace by a reasonable route and method is covered by Workers' Compensation Insurance.
- Disability Compensation
- Workers' compensation benefit paid as a pension for disability grades 1-7 and as a lump sum for grades 8-14, based on the degree of disability.
- Employer Premium Burden
- Under Workers' Compensation Insurance, the employer bears the full premium; the rate varies by industry and is adjusted by merit rating based on accident experience.
- Basic Allowance Eligibility
- Unemployment benefits require at least 12 months of insured employment in the last 2 years, or 6 months in the last year for involuntary separation.
- Waiting Period
- After job separation, a 7-day waiting period applies before unemployment benefits begin. Benefit days range from 90 to 330 depending on age and insured period.
- Employment Adjustment Subsidy
- A subsidy for employers who retain workers during economic downturns by reducing hours or temporarily suspending operations, helping prevent unemployment.
- Hello Work
- The Public Employment Security Office administers employment insurance benefits, job placement services, and vocational training support for jobseekers and employers.
- Labor Standards Inspection Office
- A field agency of the Ministry of Health, Labour and Welfare that enforces the Labor Standards Act and Workers' Compensation Insurance Act through inspections and investigations.
- Labor Tribunal
- A court procedure for resolving individual labor disputes, aiming for resolution within 3 sessions with a panel of a judge and two lay members.
- Copayment Rate
- Under employee health insurance, insured persons pay 30% of medical costs as a copayment, while the insurance covers the remaining 70% for standard treatment.
- High-Cost Medical Expense Benefit
- A system that caps monthly out-of-pocket medical costs based on income and age, refunding amounts above the limit to prevent excessive financial burden.
- Sick Leave Benefit
- Health insurance benefit of 2/3 of the standard daily wage after 3 consecutive days of absence due to non-work illness or injury, payable up to 18 months.
- Dependent Coverage
- A spouse, child under 70, or parent under 60 can be covered as a dependent if their income is below 1.3 million yen and less than half the insured person's income.
- Standard Monthly Wage
- A wage figure determined by salary and used to calculate health insurance and pension premiums and benefits; it is revised annually based on actual earnings.
- Old-Age Pension Eligibility
- Employees' Pension old-age benefit requires at least 10 years (120 months) of insured periods. The normal starting age is 65, with deferral up to 75.
- Employees' Pension Premium
- The premium rate is 18.3% of the standard monthly wage and standard bonus, split equally between employer and employee.
- Survivor's Pension
- A pension paid to a surviving spouse and children when an insured person dies, with the amount based on the deceased's earnings record and insured period.
- National Pension Contribution
- A fixed monthly contribution (16,520 yen in 2023) paid by Category 1 insured persons aged 20-60 who are not covered by Employees' Pension.
- Insured Person Categories
- Category 1: self-employed and students paying full contributions. Category 2: employees covered by Employees' Pension. Category 3: dependent spouses covered by the primary insured person.
- Old-Age Basic Pension
- The National Pension benefit requiring 10 years of contributions; the full amount is 66,250 yen per month (2023) for 40 years of contributions.
- My Number System
- A social security and tax number system linking tax and social security records; employers must verify My Number when hiring new employees.
- Minimum Wage
- A wage floor set by prefecture and reviewed annually; employers must pay at least the minimum wage to all workers regardless of employment type.