NABARD Grade A case studies
NABARD Grade A · Put your knowledge to work in context.
NABARD Grade A is the entry-level officer recruitment of the National Bank for Agriculture and Rural Development, the apex development bank for rural credit in India. Successful candidates join as Assistant Managers and typically work in areas such as rural credit appraisal, refinance, institutional development, or regional office administration, often with postings outside major metros. The NABARD Grade A case studies are 5 cases and about 3,264 words.
1Cash-Credit Limit for a PACS Before Year-End
The Branch Manager of a District Central Cooperative Bank in Vidarbha must act on a cash-credit proposal from a PACS before 31 March. The PACS seeks ₹1.20 crore to on-lend to 410 member farmers for rabi inputs.
708 words, about 4 min2Allocating ₹1,000 Lakh of Refinance Across Three Portfolios
The planning cell of a rural bank has ₹1,000 lakh of refinance for the next quarter. The bank's board has fixed three policy floors and caps: crop loans must receive at least ₹400 lakh; dairy and allied activities cannot exceed ₹200 lakh; agri-processing and MSME cannot exceed ₹350 lakh.
662 words, about 3 min3Reviving Dormant SHG-Bank Linkages in a Migration District
District B has 1,240 self-help groups; 38% have not borrowed for 18 months. A baseline shows 62% of members are women engaged in poultry and tendu leaf; average loan size is ₹28,000; repayment overdue is 9.4%; and 21% of loans were used for consumption or repaying moneylenders.
615 words, about 3 min4Appraising a 500 MT Cold Storage for a Tomato FPO
An FPO of 620 small farmers in a tomato belt has 1,400 ha and a seasonal glut: farm-gate prices fell to ₹4/kg against a cost of production of ₹9/kg in the peak week, and 22% of the harvest was graded as unmarketable last year. The FPO wants a ₹2.40 crore cold storage of 500 MT.
654 words, about 3 min5Circular and Press Statement After a Bad Rabi Season
The District Development Manager of a rural bank must write to 46 branch heads after a bad rabi season. Data: 1,870 crop loans worth ₹38.4 crore are due between 1 April and 31 May; 214 farmers have applied for restructuring; the state has announced a ₹6,000 per hectare input subsidy payable after verification, not a loan waiver; some branch staff have been telling farmers that the government will waive everything; a regional TV channel has run a story claiming the bank is harassing farmers.
625 words, about 3 min