NY Claims Adjuster study plan

Build a one-page calendar of New York claim-handling deadlines (acknowledgment, investigation status, payment, denial) drawn from the Insurance Law and Regulation 64, stating each deadline in days.

Recite from memory the claim-relevant provisions of the New York Insurance Law covering prompt payment, claim-file documentation, and fraud reporting, and match each to a section number.

Summarize the no-fault claim submission and payment timelines under Regulation 68 (11 NYCRR 65) and identify which deadlines apply to the insurer versus the applicant.

Distinguish first-party and third-party claim obligations under New York law and write two paragraphs explaining how each affects the adjuster's duty to the claimant.

Answer 30 practice questions on Domain 2 and log every miss beside the rule it tested.

Outline the structure of a standard homeowners policy and label each section (declarations, insuring agreement, exclusions, conditions) with what a claim adjuster must verify in each.

Calculate actual cash value, replacement cost, and deductible application for three sample property losses, showing the arithmetic step by step.

Explain coinsurance, the mortgagee clause, and debris-removal or other additional coverages well enough to state who gets paid and in what order.

Map the commercial general liability insuring agreement, occurrence trigger, limits structure, and supplementary payments, and identify two scenarios where coverage does not attach.

Compare personal auto and commercial auto coverage parts and identify which part responds to each of five described loss scenarios.

Sequence the full claim lifecycle from first notice of loss through closing, naming the documentation required at each stage.

Draft a recorded-statement outline and a proof-of-loss request that capture all elements needed to evaluate a first-party property claim.

Apply a structured damage evaluation method to a sample casualty claim, separating special damages, general damages, and liability percentage.

Identify the reservation-of-rights and denial-letter elements required to preserve the insurer's position while staying compliant with New York practice.

Practice three negotiation openings (anchor, range, and interest-based) and note which fits a represented versus unrepresented claimant.

Classify ten described adjuster behaviors as fair or unfair claim settlement practices under New York regulation and state the corrective action for each.

Explain the fiduciary and good-faith duties an adjuster owes the insurer and the insured, and identify three conflicts of interest that commonly arise.

Build a settlement rationale that documents liability analysis, damage computation, and negotiation range so a supervisor could approve it without follow-up.

Demonstrate the handling of a time-limited demand and a claimant's request for policy-limits information in a way that avoids extra-contractual exposure.

Complete 25 mixed Domain 6 and Domain 7 questions and rewrite every missed question's rationale in your own words.

Define the core insurance principles (indemnity, insurable interest, utmost good faith, subrogation, proximate cause) and apply each to one claim example.

Distinguish representations, warranties, and concealment, and state how each affects claim payment under New York law.

Re-read the New York law notes from Week 1 and correct or expand every entry using a second pass through the material.

Explain how the New York Insurance Law treats claim-related examinations under oath, proofs of loss, and late notice of claim.

Resolve six coverage scenarios by writing the coverage analysis in the order of insuring agreement, exclusion, exception, then condition.

Identify subrogation and salvage opportunities in three property losses and state the recovery steps and deadlines.

Explain additional-insured and contractual-liability issues in a construction defect scenario well enough to state whether the claim is covered.

Differentiate uninsured and underinsured motorist claims and describe the proof required for each in New York.

List the acts that constitute unfair claim settlement practices in New York and pair each with a realistic adjuster mistake that would violate it.

Describe the regulator's examination and market-conduct review process and what records an adjuster must be able to produce.

Apply insurable interest and indemnity principles to three claims involving possible moral hazard or inflated damages.

Write a response to a Department of Financial Services consumer complaint that is factual, complete, and non-adversarial in tone.

Take two full-length timed practice exams and record the score by domain to find any remaining weak area.

Re-drill every missed question from Weeks 1 through 7 and rewrite the governing rule for each until it is recalled without notes.

Rehearse the New York deadline cheat sheet and the coverage matrix from memory in a single 30-minute self-test.

Finalize a one-page exam-day reference covering domain weightings, deadline rules, and the coverage analysis sequence.