NY Claims Adjuster case studies
NY Claims Adjuster · Put your knowledge to work in context.
The New York claims adjuster license is a state credential issued by the New York State Department of Financial Services (DFS). It authorizes you to investigate, evaluate, and settle insurance claims in New York - as an independent adjuster working for adjusting firms on insurers' behalf, as a public adjuster representing policyholders, or as staff handling claims inside a carrier or agency. The NY Claims Adjuster case studies are 5 cases and about 3,573 words.
1The Bakery That Wept for Six Weeks
Rosa owns a 40-year-old bakery building insured on a commercial property form: 1.2M building (replacement cost), 150,000 contents (actual cash value), a 5,000 deductible, a 25,000 mold remediation sublimit, and business income with a 72-hour waiting period. In March a corroded copper supply line under the slab failed and water flooded the sales floor.
752 words, about 4 min2The Keys, the Two-Block Errand, and the Number That Does Not Add Up
Marco owns a 2019 sedan insured in New York at 25/50/10 with SUM of 100,000 per person. His 22-year-old son Dario lives at home and is a listed driver.
740 words, about 4 min3Four Minutes of Pasta Sauce and a Ten-Day Deadline
Your insured is a regional grocery chain. A 62-year-old customer slipped on a spilled jar of pasta sauce in aisle 7 and fell, injuring her back.
658 words, about 3 min4Eighty-Four Days and a Supervisor's Suggestion
An insured's rental duplex burns on January 8; the fire marshal attributes the fire to faulty knob-and-tube wiring. The claim is 310,000 - 280,000 dwelling, $30,000 contents.
733 words, about 4 min5The Labrador, the Mail Carrier, and the Sixty-Seven Days
Anna has a homeowners policy with a 300,000 liability limit and no animal exclusion. On June 2 her 12-year-old Labrador bit a mail carrier who reached over the fence to hand her a package.
690 words, about 3 min