SBI Clerk flashcards
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32 cards. Read the term and the definition here. The deck at the top of this page is optional.
- Subject-verb agreement rule
- The verb agrees in number with the real subject, not with nouns in phrases placed between the subject and the verb.
- Neither-nor verb rule
- When two subjects are joined by neither...nor or either...or, the verb agrees with whichever subject stands nearest to it.
- Article a versus an
- A is used before consonant sounds and an before vowel sounds, judged by pronunciation, giving an hour and a university.
- Simple past versus present perfect
- Simple past is used with finished time such as yesterday or last year; present perfect links a past action to the present and avoids definite past time markers.
- Active to passive steps
- The object becomes the subject, the verb becomes a suitable form of be plus past participle, and the doer follows the word by.
- Prepositions of time
- In is used for months, years and seasons; on for days and dates; at for exact clock times and expressions such as at night.
- Synonym substitution test
- Replace the given word with the option inside the original sentence and check whether the meaning and tone remain unchanged.
- Percentage change formula
- Percentage change equals the new value minus the old value, divided by the old value, with the result multiplied by one hundred.
- Simple interest formula
- Simple interest equals principal multiplied by annual rate percent multiplied by time in years, divided by one hundred.
- Compound interest formula
- Amount equals P times (1 plus R over 100) raised to T; compound interest is that amount minus the principal.
- Average after adding a value
- When one new value is added to n terms, the new average is the old sum plus that value divided by n plus one.
- km/h to m/s conversion
- Multiply a speed in kilometres per hour by five-eighteenths to obtain metres per second, and by eighteen-fifths for the reverse.
- Train crossing a platform
- Time taken equals the sum of train length and platform length divided by the train speed; a pole is crossed using train length alone.
- Combined work rate formula
- If A alone finishes work in x days and B in y days, working together they complete it in xy divided by x plus y days.
- Ranking position formula
- The total number of persons equals the rank from the left plus the rank from the right minus one.
- Alphabet position EJOTY trick
- Letters E, J, O, T and Y occupy positions five, ten, fifteen, twenty and twenty-five, helping locate any letter quickly; A is one and Z is twenty-six.
- Syllogism all-statement rule
- All A are B together with all B are C yields all A are C; reversing all A are B into all B are A is invalid.
- Circular seating facing centre
- When people sit around a circle facing the centre, each person's left hand side lies clockwise and the right side anticlockwise.
- Inequality chain combination
- Only relations pointing the same way can be merged; A greater than or equal to B, and B greater than C, gives A greater than C.
- Direction sense turn rule
- From north a right turn faces east and a left turn faces west; track the facing direction after every turn before computing displacement.
- Repo rate
- The rate at which the RBI lends short-term funds to commercial banks against government securities; raising it reduces liquidity in the banking system.
- Cash Reserve Ratio
- The share of net demand and time liabilities that banks must keep as cash with the RBI, on which they earn no interest.
- Statutory Liquidity Ratio
- The portion of net demand and time liabilities that a bank must hold in cash, gold or approved government securities before lending.
- Non-performing asset
- A loan or advance is classified as a non-performing asset once interest or principal repayment is overdue for more than ninety days.
- RBI founding facts
- The Reserve Bank of India started operations in April 1935, was nationalised in 1949, and has its central office in Mumbai.
- Cheque validity period
- A cheque remains valid for three months from the date written on its face and is returned unpaid after that period expires.
- Current account features
- A current account serves business needs, pays no interest to the holder and allows unrestricted deposits and withdrawals during banking hours.
- Priority sector lending target
- Domestic scheduled commercial banks must direct forty percent of adjusted net bank credit to priority sectors including agriculture, micro and small enterprises, and education.
- RAM versus ROM
- RAM is volatile working memory that loses its contents when power is cut; ROM is non-volatile and permanently stores start-up instructions.
- Byte and kilobyte
- One byte contains eight bits, one kilobyte equals 1024 bytes, and one megabyte equals 1024 kilobytes in standard binary measurement.
- Common Ctrl shortcuts
- Ctrl+C copies, Ctrl+X cuts, Ctrl+V pastes, Ctrl+Z undoes the last action and Ctrl+S saves the current document.
- Excel formula entry
- Every formula in MS Excel begins with an equals sign, and a reference like A1 points to column A, row 1.