SBI Clerk study guide
SBI Clerk · Work through your exam, one topic at a time.
SBI Clerk is the popular name for State Bank of India's recruitment to the Junior Associate cadre, with most entrants placed in the Customer Support & Sales channel. It is an entry-level, customer-facing banking job: you are the first point of contact in a branch or a back-office support role, handling account opening and KYC paperwork, deposits and withdrawals, cheque clearing, debit card and passbook requests, digital-banking queries and referrals of loan or insurance products to the right desk. The SBI Clerk study guide has 5 sections and about 1,580 words.
01English Language
The English Language section rewards accuracy under time pressure rather than deep literary knowledge. Recurring question types are reading comprehension (often with a vocabulary sub-question), cloze test, error spotting, sentence improvement, para jumbles, single and double fillers, phrase replacement, and synonym–antonym or idiom items.
294 words, about 1 min02Quantitative Aptitude / Numerical Ability
Quantitative Aptitude in SBI Clerk is dominated by simplification and approximation, number series (missing term and wrong term), quadratic comparison, percentage, ratio–proportion, average, profit and loss, simple and compound interest, time–work, time–speed–distance, mixtures, mensuration basics, probability, and data interpretation in tabular, bar, pie and caselet form. Master the standard formulas and, more importantly, the shortcuts: fraction-to-percentage equivalents (1/8 = 12.5%), percentage change = (change ÷ original) × 100, successive change = a + b + ab/100, and the unitary method for ratio problems.
326 words, about 2 min03Reasoning Ability
Reasoning Ability is pattern recognition plus disciplined deduction. High-yield topics are puzzles and seating arrangement (linear, circular, floor, box, month/day scheduling), syllogism, inequality, coding–decoding, blood relations, direction sense, alphanumeric series, order and ranking, input–output, and data sufficiency.
327 words, about 2 min04General / Financial / Banking Awareness
General, Financial and Banking Awareness tests static banking knowledge, RBI policy, financial inclusion schemes, regulators, and a light dose of current affairs. Core areas: RBI's functions and tools (repo, reverse repo, CRR, SLR, MSF, bank rate, open market operations), types of accounts and deposits, cheque and negotiable-instrument basics, payment systems (NEFT, RTGS, IMPS, UPI and other NPCI products), NPA classification and recovery laws (SARFAESI, IBC, DRT), priority-sector lending, KYC and anti-money-laundering norms, financial inclusion schemes (PMJDY, MUDRA, Stand-Up India, PMSBY, PMJJBY, APY), and the regulators - RBI, SEBI, IRDAI, PFRDA, NABARD and SIDBI.
314 words, about 2 min05Computer Aptitude
Computer Aptitude is mostly awareness plus simple arithmetic on memory and number systems. Expected areas: hardware and software, input and output devices, generations of computers, memory units and hierarchy (bit, byte, KB, MB, GB, TB), RAM versus ROM, operating systems, common MS Office shortcuts, file extensions, internet terminology (URL, HTTP and HTTPS, ISP, browser, IP address, LAN and WAN), email basics, and cyber security concepts such as phishing, malware, firewall and antivirus.
319 words, about 2 min