SRES study plan

Segment the 50+ population into four age bands and articulate the distinct housing and financial priorities of each

Identify the emotional and practical triggers that drive a later-life move (health event, loss of spouse, caregiving, proximity to family, cost burden)

Distinguish age-driven assumptions from evidence-based client needs, and list five questions that surface real motivation

Draft communication guidelines for discussing sensitive topics such as mortality, inheritance, and loss of independence

Map each motivation from Week 1 to a concrete housing or transition decision it typically produces

Explain the stages of a downsizing transition and name the decision point at which each professional (agent, mover, estate seller, elder-law attorney) is engaged

Build a discovery script that converts stated preferences into documented priorities

Complete a 20-question practice set on Domains 1 and 2 and log every missed item with a root cause

Compare conventional, jumbo, FHA, and reverse-mortgage (HECM) financing in terms of eligibility, cost, and suitability for clients age 62 and over

Explain how Social Security timing, pension elections, and required minimum distributions constrain a client's housing budget

Apply the primary-residence capital-gains exclusion, stepped-up basis, and property-tax relief programs to three hypothetical sale scenarios

Calculate net proceeds for a downsizing sale including payoff, closing costs, capital gains, and moving expenses

Differentiate powers of attorney, guardianship, and conservatorship, and state when each applies to a real estate transaction

Describe how revocable living trusts, joint tenancy, and life estates affect title, probate, and a client's ability to sell

Identify red flags of diminished capacity and outline the documentation an agent should retain

Score 80% or higher on a 40-question timed quiz on Domain 3 and remediate every missed concept

Sequence a downsizing project from decision to close, including decluttering, estate sale, repairs, listing, and move-out

Anticipate the emotional and logistical friction points of a move from a long-held home and prepare a client coping plan

Explain how a life transition such as retirement, widowhood, or a health decline reshapes housing criteria and urgency

Draft a realistic 90-day transition timeline for a representative client case

Compare at least eight senior housing types (age-restricted community, independent living, assisted living, memory care, CCRC, co-op, rental, accessory dwelling unit) on services, tenure, and cost structure

Differentiate CCRC contract types (Type A, B, C) and explain entrance fees, monthly fees, and refundability

Evaluate aging-in-place strategies including home modification, in-home care, and reverse-mortgage-funded retrofits

Assess the social consequences of each housing option: isolation risk, caregiver burden, peer community, and transportation access

Apply fair housing and disability-accommodation rules to senior-housing advertising, showings, and reasonable-modification requests

Explain how HECM for Purchase can fund a move into a senior community and identify its constraints

Analyze the financial risk of a continuing-care contract, including what happens if the provider fails or the resident outlives assets

Score 80% or higher on a 50-question mixed set spanning all four domains

Sit two full-length timed practice exams under test conditions

Remediate the five weakest sub-topics identified in Week 7 with targeted review notes

Rehearse a full client consultation that integrates needs discovery, transition planning, financing, and housing selection

Confirm exam-day logistics and finalize a one-page formula and terminology sheet for last-minute review