ARM (The Institutes Insurance Designations) case studies
ARM · Put your knowledge to work in context.
The Associate in Risk Management (ARM™) is a professional designation offered through The Institutes Designations, built for risk management and insurance professionals who want practical, skills-based learning to identify emerging risks and navigate today's risk landscape. The Institutes markets the current version as the NEW ARM, positioning it around building more resilient risk strategies rather than a narrow, coverage-only syllabus. The ARM case studies are 5 cases and about 4,673 words.
1Choosing a Property Deductible Under a Liquidity Covenant
Precision Components Inc. is a 180 million metal fabricator with two plants and an all-risk property program carrying a 250,000 deductible and a 640,000 annual premium.
919 words, about 5 min2A 62-Item Register, a Growth Bet, and a Single EHR
North Valley Health System operates four hospitals and is committing $120 million to a three-year ambulatory expansion. Its ERM committee maintains a 62-item risk register that each facility built independently.
920 words, about 5 min3Ransomware at Month-End: Pay, Rebuild, or Both
A 900-employee specialty chemical distributor's ERP is encrypted by ransomware on day three of month-end close. Backups exist, but the most recent immutable copy is nine days old, and the on-premise replication target sits on the same domain as production.
970 words, about 5 min4Deploying a Vendor AI Triage Model in Six Weeks
A specialty insurer plans to deploy a vendor-built AI triage model for small commercial submissions across 14 states. In a pilot on 40,000 historical submissions, the model auto-declines 12% and routes 30% to senior underwriters.
918 words, about 5 min5Unifying Two Risk Programs After a Merger, Without Adding Headcount
Two years after a merger, the combined company ( 2.4 billion revenue, 14 business units in three countries) still runs two risk management programs. Unit group A uses a 40-question annual self-assessment; group B uses a real-time incident log and no assessment at all.
946 words, about 5 min