Licensing, Documentation, and Legal Responsibilities
What the law expects
Driving in Bermuda requires a valid licence for the class of vehicle, current vehicle registration, and insurance. You must carry or be able to produce your documents when required. A learner must display L plates and be accompanied by a qualified driver. Driving without insurance or with an expired licence is an offence, and penalties include fines and disqualification.
Responsibilities on the road
You are responsible for the vehicle's condition and for your own fitness to drive. Alcohol and drugs impair judgement; refuse to drive if affected. After a collision you must stop, exchange details and report to the police where required. Never leave the scene of an accident involving injury. Keep the vehicle's registration and insurance current, and notify the authorities of changes of address or ownership.
Traps
Questions often test the consequences of a lapse - driving with an expired licence, or lending a car to an uninsured driver. The trap is assuming the owner is not liable. Another common one is whether you must report a minor collision: the safest answer is to stop, exchange details, and report where injury or significant damage occurs. Also watch for questions about the learner's supervisor - they must be qualified and not impaired.
Worked example
A friend asks to borrow your car but has no insurance covering it. You must refuse, because letting an uninsured driver use your vehicle can make you legally responsible.