IBPS RRB Law Officer case studies
IBPS RRB Law Officer · Put your knowledge to work in context.
The IBPS RRB Law Officer profile is the legal specialist track within India's Regional Rural Bank recruitment, usually advertised as Officer Scale-II (Law). Candidates are typically law graduates with professional experience; the role involves drafting and vetting loan and security documents, advising branches on recovery and litigation, handling SARFAESI and debt-recovery proceedings, and liaising with advocates and regulators. The IBPS RRB Law Officer case studies are 5 cases and about 2,941 words.
1Continuing Guarantee Signed at Home: Undue Influence or Later Affirmation?
Radha, 58, a homemaker with no independent income, signed a continuing guarantee for ₹85 lakh for a textile trading firm owned by her husband. The bank's loan officer brought the documents to their home at 9 p.m.
672 words, about 3 min2SARFAESI Possession Before the Sixty-Day Period and the Agricultural-Land Objection
An engineering company borrowed ₹1.20 crore from a public sector bank against a mortgage of a 2-acre plot with a farmhouse. After default, the bank classified the account NPA on 31 December and issued a demand notice under Section 13(2) of SARFAESI on 5 January, demanding payment in 60 days.
595 words, about 3 min3Dismissal for Fourteen Days' Absence: Section 11A, Delay and Back Wages
An auto-components factory in Pune employs 120 workmen and has certified standing orders. A permanent machine operator with 9 years' service remained absent for 14 consecutive days without leave.
583 words, about 3 min4NBFC Registration: Net Owned Funds, Fit-and-Proper Director and Unauthorised Deposits
A non-deposit-taking NBFC with an asset size of ₹480 crore has applied to RBI for a certificate of registration. Its net owned funds are ₹1.6 crore.
515 words, about 3 min5Unauthorised UPI Debits: Zero Liability, Burden of Proof and Consumer Forum
A customer holding a savings account with a scheduled bank found six UPI debits totalling ₹2.4 lakh between 2:13 a.m. He was asleep, his phone was on the bedside table, and he received no call or SMS.
576 words, about 3 min