IPI/BIV Competentietest study materials
IPI/BIV Competentietest study resources

IPI/BIV Competentietest study plan

IPI/BIV Competentietest · Give each week a clear focus.

8 weeks · About 6 hours per week

Week 1

Deontologie van de vastgoedmakelaar (Plichtenleer) & Verplichte vermeldingen

  • Map every plicht from the deontologische code into a one-page table with the source article and the concrete behaviour it demands

  • Explain in writing the difference between plichten tegenover de opdrachtgever, tegenover de beroepsgroep and tegenover derden, with one example each

  • List all verplichte vermeldingen on publiciteit and on the opdrachtovereenkomst and cite where each requirement comes from

  • Draft a compliant voorbeeldadvertentie and a voorbeeldopdrachtovereenkomst that contain every mandatory mention

Your checkpoint

A two-page cheat sheet combining the deontologie table and the checklist of verplichte vermeldingen, self-tested with 20 recall questions scored at least 16/20

Week 2

Deontologie van de vastgoedmakelaar (Plichtenleer) & Verplichte vermeldingen & Klachten en tucht / onwettige uitoefening

  • Apply the plichtenleer to five short casussen (belangenconflict, dubbele commissie, publiciteit zonder vermeldingen) and justify each outcome with the applicable rule

  • Trace the disciplinary procedure step by step from klacht to tuchtbeslissing, naming the bevoegde instanties and the rechten van verdediging

  • Distinguish onwettige uitoefening from a tuchtvergrijp and identify the sanction regime for each

  • Rewrite three non-compliant advertentieteksten so they satisfy every verplichte vermelding

Your checkpoint

A written case portfolio of five casussen with rule citations plus a flowchart of the klachten- en tuchtprocedure, reviewed against the source texts

Week 3

De derdenrekening & Antiwitwas

  • Explain the legal basis and the doel of the derdenrekening and describe which geldstromen must and must not pass through it

  • Model the correct afwikkeling of a verkoopdossier on the derdenrekening, including ontvangst, aanrekening van ereloon and teruggave van het saldo

  • Reproduce the antiwitwas meldingsketen: identificatie, cliëntenonderzoek, risicobeoordeling, melding bij de CFI en bewaartermijnen

  • Classify eight red flags into verhoogd risico or niet-verdacht and state the concrete vervolgstap for each

Your checkpoint

A one-page derdenrekening process map plus a completed risicobeoordelingsformulier for a fictional cliënt, both checked against the wettelijke bepalingen

Week 4

Antidiscriminatie & Huurrecht

  • Identify the beschermde criteria under de antidiscriminatiewetgeving and explain the verschil tussen directe en indirecte discriminatie with a vastgoedvoorbeeld

  • Analyse four selectie- of verhuurcasussen on discriminatory criteria and write the correct weigering or aanvaarding with motivation

  • Explain the huurwetgeving kernregels for woninghuur: opzegtermijnen, huurwaarborg, huurprijsherziening and plaatsbeschrijving

  • Draft a volledige huurovereenkomst checklist and flag every clause that would be nietig of betwistbaar

Your checkpoint

A discrimination screening checklist for advertenties and cliëntcontact plus a completed huurovereenkomst checklist, both scoring at least 80 percent on a self-made 25-question test

Week 5

Tools en hulpbronnen (BIV-bijdrage, BIV-verzekering, KBO en Nacebel-codes, KadasterFinder) & De derdenrekening

  • Explain what the BIV-bijdrage funds, when it is due and what happens on non-payment

  • Describe the dekking and uitsluitingen of the BIV-verzekering and match three schadegevallen to the correct coverage outcome

  • Look up and interpret KBO-gegevens and Nacebel-codes for a vastgoedactiviteit, including the difference between makelaar, syndicus and rentmeester

  • Demonstrate KadasterFinder: extract kadastrale gegevens for a fictief perceel and reconcile them with the akte-gegevens

Your checkpoint

A practical tools dossier containing a filled-in BIV-bijdrage- en verzekeringsoverzicht, a KBO/Nacebel lookup exercise and a KadasterFinder extract with a written reconcileernotitie

Week 6

Antiwitwas & Klachten en tucht / onwettige uitoefening

  • Draft a volledig cliëntenonderzoek dossier for a complex casus with een politiek prominent persoon and justify each verhoogde maatregel

  • Write an interne meldingsnota to the verantwoordelijke voor de antiwitwasprocedure and describe the escalation to the CFI

  • Analyse three klachten and determine whether each is gegrond, and which tucht sanctie is proportionate

  • Explain the gevolgen van onwettige uitoefening for the dader, the cliënt and the beroepsgroep, with the bevoegde rechtbank

Your checkpoint

A simulated antiwitwas dossier with identificatie, risicoanalyse and meldingsnota, plus a written tucht- en onwettige-uitoefening case analysis of three klachten

Week 7

Deontologie van de vastgoedmakelaar (Plichtenleer) & Antidiscriminatie & De derdenrekening & Antiwitwas & Verplichte vermeldingen & Huurrecht & Tools en hulpbronnen (BIV-bijdrage, BIV-verzekering, KBO en Nacebel-codes, KadasterFinder) & Klachten en tucht / onwettige uitoefening

  • Complete a full-length oefenexamen under timed conditions and score every domain separately

  • Rank the three weakest domains by foutpercentage and re-study only those source sections

  • Rewrite every missed question into a flashcard with the correct rule and the reason for the error

  • Rehearse the verplichte vermeldingen and deontologische plichten until recall is fluent without notes

Your checkpoint

A scored oefenexamen report with a domain-by-domain error analysis and a set of at least 30 corrected flashcards

Week 8

Deontologie van de vastgoedmakelaar (Plichtenleer) & Antidiscriminatie & De derdenrekening & Antiwitwas & Verplichte vermeldingen & Huurrecht & Tools en hulpbronnen (BIV-bijdrage, BIV-verzekering, KBO en Nacebel-codes, KadasterFinder) & Klachten en tucht / onwettige uitoefening

  • Repeat the weakest two domains with a second timed oefenexamen and compare scores to week 7

  • Summarise each domain in five kernpunten that can be recited from memory

  • Simulate the exam day: timing, rustpauzes and question-order strategy

  • Verify that all deliverables from weeks 1 to 7 are complete and consistent with the current regelgeving

Your checkpoint

A final one-page per domain summary plus a second scored oefenexamen with an improvement of at least 10 percentage points on the weakest domains

Milestones

Week 2: Deontologie table and verplichte-vermeldingen checklist complete; five casussen written with correct rule citations and at least 16/20 on the recall test

Week 4: Derdenrekening process map, antiwitwas risicobeoordeling, discrimination screening checklist and huurovereenkomst checklist all finished; 25-question self-test at 80 percent or higher

Week 6: Tools dossier and simulated antiwitwas dossier complete; three klachten analyses written with a defensible sanctie per case

Week 8: Two timed oefenexamens scored with domain breakdowns; weakest domains improved by at least 10 percentage points and all week deliverables verified