IPI/BIV Competentietest study plan
IPI/BIV Competentietest · Give each week a clear focus.
8 weeks · About 6 hours per week
Deontologie van de vastgoedmakelaar (Plichtenleer) & Verplichte vermeldingen
Map every plicht from the deontologische code into a one-page table with the source article and the concrete behaviour it demands
Explain in writing the difference between plichten tegenover de opdrachtgever, tegenover de beroepsgroep and tegenover derden, with one example each
List all verplichte vermeldingen on publiciteit and on the opdrachtovereenkomst and cite where each requirement comes from
Draft a compliant voorbeeldadvertentie and a voorbeeldopdrachtovereenkomst that contain every mandatory mention
Your checkpoint
A two-page cheat sheet combining the deontologie table and the checklist of verplichte vermeldingen, self-tested with 20 recall questions scored at least 16/20
Deontologie van de vastgoedmakelaar (Plichtenleer) & Verplichte vermeldingen & Klachten en tucht / onwettige uitoefening
Apply the plichtenleer to five short casussen (belangenconflict, dubbele commissie, publiciteit zonder vermeldingen) and justify each outcome with the applicable rule
Trace the disciplinary procedure step by step from klacht to tuchtbeslissing, naming the bevoegde instanties and the rechten van verdediging
Distinguish onwettige uitoefening from a tuchtvergrijp and identify the sanction regime for each
Rewrite three non-compliant advertentieteksten so they satisfy every verplichte vermelding
Your checkpoint
A written case portfolio of five casussen with rule citations plus a flowchart of the klachten- en tuchtprocedure, reviewed against the source texts
De derdenrekening & Antiwitwas
Explain the legal basis and the doel of the derdenrekening and describe which geldstromen must and must not pass through it
Model the correct afwikkeling of a verkoopdossier on the derdenrekening, including ontvangst, aanrekening van ereloon and teruggave van het saldo
Reproduce the antiwitwas meldingsketen: identificatie, cliëntenonderzoek, risicobeoordeling, melding bij de CFI en bewaartermijnen
Classify eight red flags into verhoogd risico or niet-verdacht and state the concrete vervolgstap for each
Your checkpoint
A one-page derdenrekening process map plus a completed risicobeoordelingsformulier for a fictional cliënt, both checked against the wettelijke bepalingen
Antidiscriminatie & Huurrecht
Identify the beschermde criteria under de antidiscriminatiewetgeving and explain the verschil tussen directe en indirecte discriminatie with a vastgoedvoorbeeld
Analyse four selectie- of verhuurcasussen on discriminatory criteria and write the correct weigering or aanvaarding with motivation
Explain the huurwetgeving kernregels for woninghuur: opzegtermijnen, huurwaarborg, huurprijsherziening and plaatsbeschrijving
Draft a volledige huurovereenkomst checklist and flag every clause that would be nietig of betwistbaar
Your checkpoint
A discrimination screening checklist for advertenties and cliëntcontact plus a completed huurovereenkomst checklist, both scoring at least 80 percent on a self-made 25-question test
Tools en hulpbronnen (BIV-bijdrage, BIV-verzekering, KBO en Nacebel-codes, KadasterFinder) & De derdenrekening
Explain what the BIV-bijdrage funds, when it is due and what happens on non-payment
Describe the dekking and uitsluitingen of the BIV-verzekering and match three schadegevallen to the correct coverage outcome
Look up and interpret KBO-gegevens and Nacebel-codes for a vastgoedactiviteit, including the difference between makelaar, syndicus and rentmeester
Demonstrate KadasterFinder: extract kadastrale gegevens for a fictief perceel and reconcile them with the akte-gegevens
Your checkpoint
A practical tools dossier containing a filled-in BIV-bijdrage- en verzekeringsoverzicht, a KBO/Nacebel lookup exercise and a KadasterFinder extract with a written reconcileernotitie
Antiwitwas & Klachten en tucht / onwettige uitoefening
Draft a volledig cliëntenonderzoek dossier for a complex casus with een politiek prominent persoon and justify each verhoogde maatregel
Write an interne meldingsnota to the verantwoordelijke voor de antiwitwasprocedure and describe the escalation to the CFI
Analyse three klachten and determine whether each is gegrond, and which tucht sanctie is proportionate
Explain the gevolgen van onwettige uitoefening for the dader, the cliënt and the beroepsgroep, with the bevoegde rechtbank
Your checkpoint
A simulated antiwitwas dossier with identificatie, risicoanalyse and meldingsnota, plus a written tucht- en onwettige-uitoefening case analysis of three klachten
Deontologie van de vastgoedmakelaar (Plichtenleer) & Antidiscriminatie & De derdenrekening & Antiwitwas & Verplichte vermeldingen & Huurrecht & Tools en hulpbronnen (BIV-bijdrage, BIV-verzekering, KBO en Nacebel-codes, KadasterFinder) & Klachten en tucht / onwettige uitoefening
Complete a full-length oefenexamen under timed conditions and score every domain separately
Rank the three weakest domains by foutpercentage and re-study only those source sections
Rewrite every missed question into a flashcard with the correct rule and the reason for the error
Rehearse the verplichte vermeldingen and deontologische plichten until recall is fluent without notes
Your checkpoint
A scored oefenexamen report with a domain-by-domain error analysis and a set of at least 30 corrected flashcards
Deontologie van de vastgoedmakelaar (Plichtenleer) & Antidiscriminatie & De derdenrekening & Antiwitwas & Verplichte vermeldingen & Huurrecht & Tools en hulpbronnen (BIV-bijdrage, BIV-verzekering, KBO en Nacebel-codes, KadasterFinder) & Klachten en tucht / onwettige uitoefening
Repeat the weakest two domains with a second timed oefenexamen and compare scores to week 7
Summarise each domain in five kernpunten that can be recited from memory
Simulate the exam day: timing, rustpauzes and question-order strategy
Verify that all deliverables from weeks 1 to 7 are complete and consistent with the current regelgeving
Your checkpoint
A final one-page per domain summary plus a second scored oefenexamen with an improvement of at least 10 percentage points on the weakest domains
Milestones
Week 2: Deontologie table and verplichte-vermeldingen checklist complete; five casussen written with correct rule citations and at least 16/20 on the recall test
Week 4: Derdenrekening process map, antiwitwas risicobeoordeling, discrimination screening checklist and huurovereenkomst checklist all finished; 25-question self-test at 80 percent or higher
Week 6: Tools dossier and simulated antiwitwas dossier complete; three klachten analyses written with a defensible sanctie per case
Week 8: Two timed oefenexamens scored with domain breakdowns; weakest domains improved by at least 10 percentage points and all week deliverables verified