CNBV PLD/FT Certification

Questions are multiple choice, typically with a single best answer among several options. Many items are scenario-based, describing a client, an operation, or a compliance situation and asking which obligation, classification, or action applies. Expect the wording to test precise legal concepts rather than general awareness.

Those administrative details are set by the official body and can change between administrations. The CNBV and the certifying institution publish the current number of items, time limit, and format on their official sites. Confirm there before scheduling rather than relying on second-hand figures.

Passing scores and fees are determined by the official body and are updated periodically. Check the official CNBV or certifying institution website for the current passing threshold and cost. This platform does not publish those figures because they are not fixed and may differ by call.

Retake rules, waiting periods, and any additional fees are defined by the official body and may vary. Consult the official site or your certifying institution for the current policy. Practically, most candidates who fail do so on reporting classifications or risk methodology, so review those areas before reattempting.

It is a demanding professional exam because it mixes legal precision with operational judgment. Candidates with daily compliance work usually find the reporting and due-diligence items familiar, while the legal and sanctioning items require memorization. The hardest items are those that ask you to classify an operation correctly or identify the responsible party.

Start with the legal and regulatory framework, then the general provisions for financial entities. Build the risk-based approach next, since due diligence and monitoring both depend on it. Move to client and controlling-beneficiary due diligence, then detection and reporting, then typologies. Finish with recordkeeping, the compliance program, and sanctions.

Candidates often confuse unusual, relevant, and internal operations, or misidentify who must report and to whom. Others memorize thresholds without understanding the risk logic behind them. Another frequent problem is weak knowledge of controlling-beneficiary identification. Practicing classification scenarios and timelines corrects most of these errors.

No. This is an independent study platform and is not affiliated with, endorsed by, or sponsored by the CNBV or any regulator. Our material is original preparation content. Always treat official publications as authoritative for legal text, deadlines, and administrative requirements.

Shift from reading to retrieval. Work scenario questions on reporting and due diligence, write out the reporting timelines and classifications from memory, and review the sanctioning regime. Revisit the risk methodology briefly each day so the concepts stay connected rather than memorized in isolation.