Iran Insurance Agent Exam study materials
Iran Insurance Agent Exam study resources

Iran Insurance Agent Exam study guide

Iran Insurance Agent Exam · Work through your exam, one topic at a time.

The Iran Insurance Agent Licensing Exam (آزمون نمایندگی بیمه) is the assessment through which candidates in Iran seek authorization to act as insurance agents, typically under the supervision of Bimeh Markazi Iran (the Central Insurance of Iran) and the licensed insurers operating in the market. It is intended for people who want to sell and service insurance products - life and personal lines, property and fire, motor third-party liability - and who need to demonstrate command of both the technical and the legal side of the business. Expect Persian-language multiple-choice questions spread across seven areas: principles of insurance, Iranian insurance law and regulation, life and personal insurance, property and fire, third-party liability and motor, sales and professional ethics, and claims plus reinsurance fundamentals. Preparation works best in layers: first build a solid grasp of core concepts and terminology, then study the statutes and regulations that govern contracts, intermediaries, and compulsory covers, and finally drill scenario questions that combine coverage interpretation with claims decisions. Topics on this exam: Principles and Fundamentals of Insurance (اصول و مبانی بیمه), Insurance Law and Regulation in Iran (حقوق و قوانین بیمه), Life and Personal Insurance (بیمه‌های زندگی و اشخاص), Property and Fire Insurance (بیمه‌های اموال و آتش‌سوزی), Third-Party Liability and Motor Insurance (بیمه شخص ثالث و مسئولیت), Sales, Marketing, and Ethics of Insurance Agency (فروش و اخلاق حرفه‌ای نمایندگی), and Claims Handling and Reinsurance Basics (خسارت و اتکایی). The Iran Insurance Agent Exam study guide has 7 sections and about 2,349 words.

01

اصول و مبانی بیمه

374 words, about 2 min
02

حقوق و قوانین بیمه در ایران

354 words, about 2 min
03

بیمه‌های زندگی و اشخاص

356 words, about 2 min
04

بیمه‌های اموال و آتش‌سوزی

326 words, about 2 min
05

بیمه شخص ثالث و مسئولیت

323 words, about 2 min
06

فروش و اخلاق حرفه‌ای نمایندگی

300 words, about 2 min
07

خسارت و مبانی اتکایی

انواع: اختیاری (facultative) برای ریسک‌های تک‌تک، و اجباری یا قراردادی (treaty) برای پرتفوی مشخص؛ روش‌های سهمی (quota share) و مازاد سرمایه (surplus) به‌صورت نسبی عمل می‌کنند، در حالی که مازاد خسارت (excess of loss) خسارت‌های بالاتر از حد معین را پوشش می‌دهد. آنچه شرکت نگه می‌دارد، نگهداری (retention) نام دارد.

316 words, about 2 min