Property Damage Loss Adjuster (재물손해사정사) study guide

재물손해사정사 (Property Damage Loss Adjuster) is a Korean professional credential for people who investigate and quantify property damage claims - the person who determines whether a loss is covered, what it is worth, and how much the insurer should pay. It suits insurance company claim staff, loss adjusting firm employees, brokers and agents moving into technical claims, engineers and appraisers from construction, machinery or fire-safety backgrounds, and graduates aiming at the non-life insurance industry. The examination is organised into subject modules spanning insurance contract law and the Commercial Code insurance provisions, general principles of non-life insurance, fire and specialty lines adjustment, machinery/electrical/construction and erection insurance, liability insurance adjustment, adjustment practice and claim valuation, and insurance statutes and professional ethics. The 1차 (first stage) is objective multiple choice; the 2차 (second stage) is written short-answer and essay work, where candidates must show calculation logic and cite legal grounds rather than recall lists. Topics on this exam: 보험계약법 및 상법 보험편 (Insurance Contract Law and Commercial Code Insurance Provisions), 손해보험 일반이론 (General Principles of Non-Life / Property Insurance), 화재보험 및 특수종목 손해사정 (Fire Insurance and Specialty Lines Adjustment), 기계·전기·건설공사보험 손해사정 (Machinery, Electrical, and Construction/Erection Insurance Adjustment), 배상책임보험 손해사정 (Liability Insurance Adjustment), 손해사정 실무 및 보험금 산정 (Loss Adjustment Practice and Claim Valuation), and 보험 관련 법규 및 윤리 (Insurance-Related Statutes and Professional Ethics). The Property Damage Loss Adjuster (재물손해사정사) study guide has 7 sections and about 1,367 words.